FHA VS Conventional loan in Wellton, Yuma County, Arizona

For the year 2026, the limit for a Conventional loan in Wellton, located in the county of Yuma, AZ, is $726,200. Meanwhile, the limit for an FHA loan for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today between Conventional, FHA, and USDA loans and identify the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can examine the Conforming Conventional loans, USDA, FHA, and VA options side-by-side, assisting you in determining which program in AZ fits your unique financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Wellton, County of Yuma, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes include: 85356

Available Conventional and FHA Loan Options in Wellton, AZ

The objective of Lendersa® is to facilitate access to the optimal Conventional, USDA, or FHA loan promptly and effortlessly. Start with one of three pathways that lead to matched lenders and customized loan programs.

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Wellton Lenders

  • Foothills Bank
  • 11689 S. Foothills Blvd, Yuma, AZ, 85367
  • Lends in Arizona
  • Foothills Bank is based on the same sense of community, friendly and down-to-earth attitude that makes this part of America special We're proud to have fifteen locations: two in Yuma, two in Prescott, two in Kingman, two in Lake Havasu, and one in Casa Grande, Prescott Valley, Tucson, Flagstaff, Bullhead City, Cottonwood, and Phoenix.

  • 1st Bank Yuma
  • 2799 South 4th Avenue, Yuma, AZ, 85364
  • Lends in Arizona
  • 1st Bank Yuma shall become the premier full service community bank throughout Yuma County. We have adopted an aggressive growth strategy while remaining committed to maintaining the highest quality of individualized personal service in the financial services industry, for our customers.

  • SonAriz Financial
  • 148 W 32nd Street, Yuma, AZ, 85364
  • Lends in Arizona
  • SonAriz Financial® is a consumer lender that offers personal loans and auto title loans. We were established in 2004 to assist our community keeping in mind their financial needs. Our business is the definition of Family Owned and Operated. We treat our customers like family.

    In order to better serve our customers

  • AEA Federal Credit Union
  • 1780 S. 1st Avenue, Yuma, AZ, 85364
  • Lends in Arizona
  • AEA Federal Credit Union is a not-for-profit financial cooperative dedicated to people helping people. Membership at AEA Federal Credit Union means becoming part of a credit union family of more than 33,000 members. For over 79 years, the credit union has served residents of Yuma and La Paz counties in Arizona.