FHA VS Conventional loan programs in 2026 for Wellton, Yuma County, Arizona

For the year 2026, the limit for a Conventional loan in Wellton, located in the county of Yuma, AZ, is $726,200. Meanwhile, the limit for an FHA loan for a single-family home stands at $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today between Conventional, FHA, and USDA loans and identify the income, credit, reserves, and documentation required to qualify. With our advanced mortgage calculator, you can examine the Conforming Conventional loans, USDA, FHA, and VA options side-by-side, assisting you in determining which program in AZ fits your unique financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Wellton, County of Yuma, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Applicable zip codes include: 85356

Available Conventional and FHA Loan Options in Wellton, AZ

The objective of Lendersa® is to facilitate access to the optimal Conventional, USDA, or FHA loan promptly and effortlessly. Start with one of three pathways that lead to matched lenders and customized loan programs.

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  • Groundfloor
  • 600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
  • GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.

  • First Choice Lending Services
  • 9821 Cogdill Road, Suite 2, Knoxville, TN, 37932
  • First Choice Lending Services can help you achieve your goals. To set up the right Knoxville, TN Mortgage plan for you, get in touch with us. At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate.

  • Union Savings Bank
  • 8534 E. Kemper Rd., Cincinnati, OH, 45249
  • At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors.

    Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion

  • Emery Federal Credit Union
  • 7890 E. Kemper Rd., Cincinnati, OH, 45249
  • Emery Federal Credit Union is a full service financial cooperative, dedicated to serving its Members. We’re a fast growing, progressive Credit Union that offers Members a full range of banking products and services, including deposit accounts, loan products/services, and commercial services.

  • Rapid Mortgage Company
  • 7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249
  • Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.

  • STELLAR Mortgage Corporation
  • 3455 Peachtree Road NE, 5th Floor, Atlanta, GA, 30326
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Charmaine Roberts & Associates LLC
  • 3355 Lenox Road, Suite 1000, Snellville, GA, 30326
  • Charmaine Roberts & Associates LLC mortgage broker with over 18 years experience in the mortgage industry. I've partnered with multiple lenders that finance good credit and credit challenged borrowers. Getting approved for a home loan is a multi layered qualification process I'll guide you through.

  • EMG MORTGAGE
  • 3344 Peachtree Rd NE, Suite 2902, Atlanta, GA, 30326
  • EMG Mortgage is a division of Ellis Management Group LLC, a locally owned mortgage company established in 1996. The owner and President of the company, Mary Ellis, has been in the Lending Industry for almost 40 years. Our main office is located in Albany, GA with a branch office in Atlanta, GA.