FHA VS Conventional loan in Yuma, Yuma County, Arizona

During 2025, the limit for Conventional loans in Yuma, situated in Yuma county within AZ, stands at $726,200, whereas the FHA limit for a single-family residence is set at $472,030.

The Lendersa® Conventional loan calculator helps you evaluate today's best rates between Conventional, FHA, and USDA loans, examining the necessary income, credit, reserves, and documents to qualify. Utilize our advanced mortgage calculator to compare Conforming, USDA, FHA, and VA markets side by side, enabling you to choose the most suitable program for your financial needs in AZ.

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2025 Loan Limits and Down Payment Requirements in Yuma, Yuma, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 85365, 85364, 85369

Find Conventional and FHA Loan Opportunities in Yuma, AZ

The aim of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan suited to you, without difficulty. Begin with one of the three methods that align you with appropriate lenders and loan programs.

Lendersa USDA loan requests and matches


  • Phoenix Star Mortgage LLC
  • 7341 Office Park Place, Suite 201, Melbourne, FL, 32940
  • Phoenix Star Mortgage, LLC. provides our clients, buyers agents, and builders personalized one-on-one services that is required to make a mortgage transaction smooth and stress-free. We believe in working directly with our clients and referral partners to build long-lasting relationships, based on respect, loyalty, and trust.
  • Shelter Mortgage Company
  • 7341 Office Park Place, Suite 106, Melbourne, FL, 32940
  • Shelter Mortgage offers hundreds of loan choices to our customers, but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations.Shelter Mortgage was founded in 1984 .
  • Homevision Mortgage Lending Inc
  • 3962 W Eau Galle Blvd, Suite A, Melbourne, FL, 32934
  • Homevision Mortgage Lending Inc. is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
  • Park View Federal Credit Union
  • 1675 Virginia Ave, Harrisonburg, VA, 22802
  • Park View Federal Credit Union is a full-service credit union. In addition to our savings, checking, and investment services, we offer a variety of loan products to meet members' financial needs & provide numerous business services.credit union. In addition to our savings, checking, and investment services, we offer a variety of loan produ
  • Kinzua Federal Credit Union
  • 213 West Third Avenue, Suite 208, Warren, PA, 16365
  • Kinzua Federal Credit Union (formerly known as NFO Irvine FCU) has been open since 1956. The credit union has assets totaling $12.81 Million and provides banking services to more than 2, 000 members as of March 2022. The credit union serves multiple member groups, but primarily serves fabricated metals employees.
  • Northwest Consumer Discount Company
  • PO Box 128, Warren, PA, 16365
  • Founded in 1896, we’ve been around 120 years. That type of longevity proves that we’re a trusted institution with a history of award-winning customer service. We offer products and services to fit your diverse banking needs. From checking and savings accounts to business loans and retirement accounts, we think you’ll like what we have to offer.
  • G.A.P. Federal Credit Union
  • 111 Franklin Street, Room 224, Johnstown, PA, 15901
  • G.A.P. FCU originally started out as Cambria County U.S. Employees Federal Credit Union in 1937. They operated out of a cash box on the first floor of the Johnstown Post Office building, and was renamed to Johnstown, PA Post Office Employees Federal Credit Union in 1941. Credit unions are focused on people, not profits.
  • AmeriServ Financial Bank
  • 216 Franklin St, Johnstown, PA, 15901
  • AmeriServ Financial, Inc., A bank holding company, is the parent of AmeriServ Financial Bank®, AmeriServ Trust & Financial Services Company, and West Chester Capital Advisors. AmeriServ Financial, Inc. trades on the NASDAQ Stock Exchange under the symbol ASRV. At AmeriServ, we believe banking is about more than money.
  • Classic Carolina Realty
  • 5842 Fayetteville Road, Suite 113, Durham, NC, 27713
  • Whether looking for your first home or selling your fifth, we bring the same excitement and level of service to every client. We are a very personable group, from our agents to our admin staff who strive to make the process of buying or selling less stressful and even enjoyable for our clients. We are a locally owned.