Explore the differences! FHA VS Conventional loan programs in Yuma, Yuma County, Arizona

During 2025, the limit for Conventional loans in Yuma, situated in Yuma county within AZ, stands at $726,200, whereas the FHA limit for a single-family residence is set at $472,030.

The Lendersa® Conventional loan calculator helps you evaluate today's best rates between Conventional, FHA, and USDA loans, examining the necessary income, credit, reserves, and documents to qualify. Utilize our advanced mortgage calculator to compare Conforming, USDA, FHA, and VA markets side by side, enabling you to choose the most suitable program for your financial needs in AZ.

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2025 Loan Limits and Down Payment Requirements in Yuma, Yuma, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to these zip codes: 85365, 85364, 85369

Find Conventional and FHA Loan Opportunities in Yuma, AZ

The aim of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan suited to you, without difficulty. Begin with one of the three methods that align you with appropriate lenders and loan programs.

Lendersa USDA loan requests and matches


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  • Providence Mortgage
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  • Eagle Creek Mortgage, LLC mission is to serve our clients with honesty, integrity and competence. Our goal is to provide no-points mortgage loans to our customers while affording them the lowest possible interest rates and closing costs. Furthermore, we pledge to provide unparalleled service to each and every one of our borrowers.
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