FHA VS Conventional loan programs in 2025 for Payson, Gila County, Arizona
For 2025, the Conventional loan limit in Payson, Gila County, AZ, is set at $726,200, whereas the FHA limit for a single-family home is $472,030.
Take advantage of Lendersa®'s Conventional loan calculator for comparing today’s top rates across Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documents for qualification. You can view Conforming Conventional, USDA, FHA, and VA loans side by side with our advanced mortgage calculator, helping you choose the best program for your financial scenario in AZ.
2025 Loan Limits and Down Payment Requirements in Payson, Gila County, AZ
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 85541, 85547
Exploring Conventional and FHA Loan Choices in Payson, AZ
At Lendersa®, we aim to secure the optimal Conventional, USDA, or FHA loan quickly and smoothly. Choose from one of three starting points to connect with matching lenders and loan programs.
At E Loans Mortgage Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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