FHA VS Conventional loan programs in Sierra-Vista, Cochise County, Arizona

During 2025, the Conventional loan boundary in Sierra-Vista, within Cochise county, AZ, stands at $647,200. Conversely, the FHA limit for a single-family residence is $420,680.

The Lendersa® Conventional loan calculator allows you to compare the premier rates available today for Conventional, FHA, and USDA loans, detailing income, credit, reserves, and documentation requirements for qualification. By using this advanced tool, you can compare Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you determine the best choice for your financial circumstances in AZ.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Sierra-Vista, Cochise, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table's information is applicable to the zip codes: 85650, 85635, 85613, 85670, 85671

Options for Conventional and FHA Loans in Sierra-Vista, AZ

Lendersa® is dedicated to finding the most suitable Conventional, USDA, or FHA loan quickly and without difficulties. Choose from one of three pathways to get connected with matching lenders and loan programs.

Results of Lendersa USDA loan requests and matches


  • Vantage Point Mortgage
  • 615 San Pedro Dr, Chesapeake, VA, 23322
  • Vantage Point Mortgage have great rates and low fees, but we offer you so much more. One simple question guides us – “How will this particular home loan fit into your overall short and long-term financial and wealth building plans?” In the end, we’re here to serve you and your dreams.
  • Cornerstone Home Mortgage, LLC
  • 1020 Hillston Arch, Chesapeake, VA, 23322
  • Cornerstone Home Mortgage, LLC offers home mortgages, including conventional, FHA and VA loans in the Chesapeake, VA area. Cornerstone Home Mortgage, LLC will help you navigate the process of obtaining a home loan. We offer our clients the best rates with the lowest closing costs in the area.
  • The Muncy Bank and Trust Company
  • 2 N Main Street, Muncy, PA, 17756
  • The Muncy Banking Company opened its doors on November 1, 1893 and was the direct result of a few Muncy businessmen under the leadership of Lewis S. Smith. Smith, one of Muncy's most successful store owners, could see the need to maintain two banks in the community. One of Muncy's two banks had recently ceased to exist.
  • PALCO Federal Credit Union
  • 191 Chad Road, Muncy, PA, 17756
  • PALCO is a member-owned, not-for-profit financial cooperative. Members help members by pooling their money, which PALCO is then available to lend to their fellow members. PALCO's income, after expenses and reserves, is returned directly to members in the form of lower rates on loans, higher dividends on savings, and many no-fee services.
  • Jarrettsville Federal Savings and Loan Association
  • 3706 Norrisville Road, Jarrettsville, MD, 21084
  • Jarrettsville Federal Savings and Loan ranked in the top 17 percent of banks nationwide for outstanding community involvement, as determined by the Office of the Comptroller of the Currency. The designation is part of the Community Reinvestment Act of 1977 (CRA). Rankings are based on the assessment of loans for building within the community.
  • Freeland Financial
  • 2104 Appaloosa Drive, Fallston, MD, 21047
  • Freeland Financial has built a strong reputation as an outstanding mortgage brokerage firm. We serve the lending needs of builders, real estate professionals, and individual homebuyers throughout the state of Maryland, Virginia, and Florida.Our customers keep coming back because we have low rates and the best service in MD, VA and FL..
  • LM Federal Credit Union
  • 101 Chesapeake Park Plaza, Middle River, MD, 21220
  • 1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.
  • RESIDENTIAL MORTGAGE SOLUTIONS
  • 1515 Martin Blvd., Baltimore, MD, 21220
  • Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!
  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.
  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.