FHA VS Conventional loan programs in 2025 for Sierra-Vista, Cochise County, Arizona

During 2025, the Conventional loan boundary in Sierra-Vista, within Cochise county, AZ, stands at $647,200. Conversely, the FHA limit for a single-family residence is $420,680.

The Lendersa® Conventional loan calculator allows you to compare the premier rates available today for Conventional, FHA, and USDA loans, detailing income, credit, reserves, and documentation requirements for qualification. By using this advanced tool, you can compare Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you determine the best choice for your financial circumstances in AZ.

Explore loan offers from over 100 lenders

2025 Loan Limits and Down Payment Requirements in Sierra-Vista, Cochise, AZ

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table's information is applicable to the zip codes: 85650, 85635, 85613, 85670, 85671

Options for Conventional and FHA Loans in Sierra-Vista, AZ

Lendersa® is dedicated to finding the most suitable Conventional, USDA, or FHA loan quickly and without difficulties. Choose from one of three pathways to get connected with matching lenders and loan programs.

Results of Lendersa USDA loan requests and matches


  • Generation Mortgage LLC
  • 105 East Center Street, Manchester, CT, 06040
  • Our goal is to make sure you are informed every step of the way. We strive to give you an honest assessment of your current financial situation. If there are hurdles we will work with you to prepare and execute a game plan to overcome those obstacles so that you are set up for long-term financial success.
  • Burke Mortgage
  • 15 Pitkin Street, Manchester, CT, 06040
  • Burke Mortgage Lending LLC by the Connecticut Department of Banking company and owned and operated by John Burke, a Licensed Mortgage Broker and Licensed Loan Officer in Manchester, Connecticut. John Burke will be your dedicated home loan expert and will work alongside you throughout the entire mortgage loan process
  • Cheney Mortgage Inc.
  • 983 Main Street, Manchester, CT, 06040
  • Cheney Mortgage was founded with a combined 50 years of experience. Our mission is Mortgage Lending Made Easy - We believe the mortgage process shouldn’t be difficult and many of the challenges commonly found in the process could be solved by simply managing expectations. Clear communication with trusted professionals have Cheney Mortgage,
  • Right Trac Financial Group
  • 110 Main Street, Manchester, CT, 06042
  • "Our vision is to make sure that the American Dream lives on. That if you want to own a home you can because of our ability to obtain a mortgage which will improve your life. That if you are moving from one home to another you can because of our ability to obtain a mortgage which will improve your life."
  • Original Funding
  • 575 Underhill Blvd, Suite 216, Southold, NY, 11971
  • Original Funding is not a lender. We provide a service to prospective borrowers wherein we submit their secure application information to our network of lenders. We do not collect a fee from the applicants. Our mission is to match prospective borrowers with our preferred network of lenders. There is no guarantee that your application
  • Northeast Family Federal Credit Union
  • 233 Main St, Manchester, CT, 06045
  • In 1938 teacher’s starting annual salaries were $1,100, the depression was ending and the war in Europe was beginning. On April 19, 1938 a group of determined Manchester area teachers organized the Manchester Teachers Federal Credit Union, known today as the Northeast Family Federal Credit Union.
  • New England Federal Credit Union
  • 141 Harvest Lane, Williston, VT, 05495
  • NEFCU is the largest credit union in Vermont serving members who live, work or attend school in many Vermont counties and some in New Hampshire. The Credit Union has over $1 billion in assets and more than 85, 000 members. We constantly strive to provide local and affordable products that are in the best interest of our members.
  • Pioneer Valley Credit Union
  • 246 Brookdale Drive, Springfield, MA, 01104
  • Our mission is to provide products and services to our members with the goal of empowering them to understand the importance of financial stability and security, while offering tools to make sound financial decisions. Our vision is to be the pioneer of cutting edge financial products while maintaining exclusive membership benefits.
  • The Polish National Credit Union
  • 46 Main Street, Chicopee, MA, 01020
  • the Polish National Credit Union has grown to meet the needs of our communities. We opened our doors at 222 Exchange Street in Chicopee in an office shared with a real estate and insurance firm owned by Felix Furtek, our first president. In 1942, we moved to 228 Exchange Street and then to a new building located at 244 Exchange Street in 1967
  • Alden Credit Union
  • 710 Grattan Street, Chicopee, MA, 01020
  • Alden Credit Union has been providing outstanding banking services to our member/owners since 1939. While our outlook and approach to customer service remains local, our reach is truly without boundaries. Whether you are looking to save or looking to borrow; one thing is certain, Alden will give you the absolute best value