FHA VS Conventional loan programs in 2025 for Alameda, Alameda County, California
In 2025, the conventional loan limit within Alameda, situated in the county of Alameda, CA, is established at $1,089,300. For a single-family home, the FHA limit is set at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to compare today's most favorable rates among Conventional, FHA, and USDA loans. This tool assists in determining the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator offers a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, empowering you to decide which program in CA aligns best with your financial circumstances.
2025 Loan Limits and Downpayment Requirements for Alameda, Alameda County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This comparison table is applicable to zip codes: 94502, 94501
Exploring Conventional and FHA Loan Possibilities in Alameda, CA
With Lendersa®, you aim to quickly and easily secure the best possible Conventional, USDA, or FHA loan. Initiate your journey with one of three distinctive starting points, leading to lenders and loan programs that meet your specific needs.
601 Jefferson Street, Suite KT-02, Houston, TX, 77002
In 1953, KBR Heritage Federal Credit Union was established as a member-owned, not-for-profit financial institution. Throughout the years, KBR Heritage Federal Credit Union has remained strong and continued to grow along with our members. Serving our membership is a top priority for us.
Established in 1951, Harris County Federal Credit Union serves over 15, 000 members throughout Harris County. All employees of Harris County, their immediate families and anyone who lives, works, attends school or worships in zip codes 77002, 77003, 77004, 77006, 77011, 77020, 77023 and 77026 is eligible for membership.
Allura Financial is a private money lending company that provides a number of different property financing options to people looking to find a home to rent out for them and their family to live in, for multiple families or large families looking for a house to live in, and for people looking for fix and flip financing to buy a property
Wealthstar Mortgage will provide you with all the information you need in the home buying process, accessible at your fingertips. Come take advantage of all time low mortgage and refinance rates from top lenders. Wealthstar Mortgage can assist you to achieve your ultimate goal – owning your own home.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
2007 Commerce Street, Suite 200, Houston, CA, 77002
Urban Mutual is a boutique Private Equity and Corporate Advisory Investment Firm representing family office and institutional money. Urban Mutual's mandate is to provide innovative and secure, turn-key 100% LTV/LTC funding solutions to the real estate development and construction industry.
2626 South Loop West, Suite 232, Houston, TX, 77054
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our team has over 50 years of combined hands on experience investing in all aspects of real estate: from residential development, private money lending, property management and fix and flips. We have been in your shoes and we know what it takes to become successful real estate investors.
Fairfax State Savings Bank, we understand the little things that make this community so special: strong solid relationships, a sense of pride in local growth, welcoming hospitality and sincere friendliness. We are an independent, community bank that has provided trusted financial services for generations
The Rudkin & Associates Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
We offers a wide range of loan programs .Our goal is to provide our customers with better rates and fees with excellent services. Our group of expert could help you decide which program best fit you today! While there are thousands of other loan companies, we want to be the one that stands out and best fit your needs
