Explore the differences! FHA VS Conventional loan programs in Emeryville, Alameda County, California

In 2025, Convetional loan limit in Emeryville, county of Alameda, CA is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Emeryville, county of Alameda, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 94608, 94662

Conventional and FHA loan options in Emeryville, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Home Loans By U, Inc.
  • 4021 North Armenia Ave Suite 102, Tampa, FL, 33607
  • At Home Loans By U, we strive to provide 100% customer satisfaction. In these challenging economic times, we trust that Home Buyers/Home Owners will be happy to hear of a Mortgage Broker Firm that is offering a fair and honest service to assist in their mortgage financing transactions.
  • Residential Acceptance Corporation
  • 5027 W Laurel Street, Tampa, FL, 33607
  • RAC is a group of lending specialists dedicated to helping mortgage professionals close difficult loans on-time. For more than 19 years, RAC has been working one-on-one with mortgage brokers, originators and processors across the country to restructure troubled loans, and find clever ways to get loans approved and closed quickly.
  • My Easy Mortgage
  • 2405 Creel Lane, Suite 102, Wesley Chapel, FL, 33544
  • Our Tampa-based team is at your service to find the perfect mortgage for you and get you into the home of your dreams. We treat every client like family and go above and beyond to get you the lowest mortgage rate in the fastest time to closing on your property. Our team will make your mortgage process as simple and easy as possible.
  • Tampa Postal Federal Credit Union
  • 15916 N. Florida Ave, Lutz, FL, 33549
  • Tampa Postal Federal Credit Union was founded by a group of USPS employees shortly after the Great Depression in 1941. Their goal was to create a financial institution where members and their financial dreams, not profits, were the focus.Today, Tampa Postal FCU continues this mission by providing a full range of financial services.
  • Pennian Bank
  • 2 North Main St., Mifflintown, PA, 17059
  • Since 1864, Pennian Bank has been providing a variety of banking and financial services for local residents and businesses. Formerly The First National Bank of Mifflintown, the bank changed its name in June 2017 to Pennian Bank. Pennian is a nod to the bank's Pennsylvania heritage and is a strong, unique name.
  • Juniata Valley Bank
  • 1762 Butcher Shop Road, Mifflintown, PA, 17059
  • Bank Right at JVB. The Juniata Valley Bank opened for business for the first time on August 5, 1867. Since that time, The Juniata Valley Bank has served Central Pennsylvania and beyond with a commitment to customer service and customer satisfaction. Starting with just one office in Mifflintown, Juniata County,
  • Seaside National Bank and Trust
  • 820 A1A North, Ponte Vedra Beach, FL, 32082
  • Seaside is a Florida based full-service financial institution capable of handling all of your private and commercial banking, wealth management and insurance needs. But we go one step further – by providing dedicated, client-focused service. We offer the broad, sophisticated products of a large regional bank
  • Dolphin Home Mortgage Inc
  • 2308 Sawgrass Village Drive, Ponte Vedra Beach, FL, 32082
  • Dolphin Home Mortgage are your premier mortgage team located in Ponte Vedra Beach, Florida. Dolphin Home Mortgage offers some of the most competitive rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of Florida.
  • MTR Funding LLC
  • 2407 Brittany Court, Ponte Vedra Beach, FL, 32082
  • We are wholesale to the Public. No one else comptetes with this. We have no lender fees whatsoever. The only fees you will have is what the title company charges you and taxes and insurance. Owner Michael Riley have 30 years experience and I have closed thousands of Mortgage Loans.
  • Navigator Mortgage Inc
  • 183 Landrum Lane, Suite 203 B, Ponte Vedra Beach, FL, 32082
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • OVM Financial, Inc
  • 822 Florida A1A, Ponte Vedra Beach, FL, 32082
  • OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.
  • South Carolina Federal Credit Union
  • 6265 Rivers Avenue, North Charleston, SC, 29406
  • At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.