FHA VS Conventional loan in Oakland, Alameda County, California
In 2025, the conventional loan limit for a single-family home in Oakland, situated within Alameda county of CA, is $1,089,300. Simultaneously, the FHA loan limit is designated at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional versus FHA and USDA, evaluating what income, credit, reserves, and documents are required to qualify. Our sophisticated mortgage calculator allows you to compare Conforming, USDA, FHA, and VA loans side by side, assisting you in selecting the most suitable program for your financial needs in CA.
2025 Loan Limits and Down Payment Requirements in Oakland, Alameda, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$1,089,300
3%
USDA
$776,600
0%
FHA
$1,089,300
3.5%
This table applies to the following zip codes: 94621, 94705, 94704, 94611, 94610, 94613, 94619, 94612, 94618, 94606, 94607, 94602, 94603, 94601, 94609, 94605, 94608, 94604, 94614, 94615, 94617, 94620, 94622, 94623, 94624, 94649, 94659, 94660, 94661, 94666
Explore Conventional and FHA Loans in Oakland, CA
Lendersa® aims to bring you the most advantageous Conventional, USDA, or FHA loan effortlessly and promptly. Choose from one of three strategic starting points to find matching lenders and loan programs:
621 South Spring Street, Suite PH1010, Los Angeles, CA, 90014
At Unify Home Loans, we not only find you the right loan we also get you connected to a real estate professional, in the neighborhood you desire. With an extensive network of agents in the Greater Los Angeles area and Orange County, we can get you connected with one that has extensive knowledge of your desired location.
Paradise Private Money is a boutique private money mortgage firm specializing in filling the needs of small to medium sized real estate investors on both the buyer and trust deed investor side. This company was formed to simplify and streamline the process of securing funds for investing in real estate.
Professional Financial Mortgage Consultants Inc is located in Inglewood, CA, United States and is part of the Activities Related to Credit Intermediation Industry. We Help you qualify for Real Estate Financing. image10. Purchase Loans. We Have the Loan That Is Right For You. Conventional; 1st Time Buyer; FHA Financing
300 S. Spring Street, Suite 1215, Los Angeles, CA, 90013
Our Mission is to Provide the best quality of financial and credit products and services to meet the needs of our members. Provide products and services at fair, competitive prices, and to invest excess funds in such a manner that the return on those investments will contribute to capital growth and financial stability of the credit union.
111 N La Brea Ave, Suite 604, Inglewood, CA, 90301
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
401 East Hillcrest Boulevard, Suite J, Inglewood, CA, 90301
At KBishop Funding, we are committed to providing our clients with the highest-quality financial services to ensure that they receive the best possible loan for not just the lowest rate and payment, but also the best possible structure for closing costs. Many of our clients opt for a No Broker Fee scenario, only offered on Conventional Loans.
608 West Manchester Boulevard, Suite 202, Inglewood, CA, 90301
Four Seasons Realty & Management Inc.’s focuses on helping people buy sell and get mortgage financing for residential, commercial and investment property. As part of California Association of Realtors and the National Association of Mortgage Brokers our team members are proud to serve the community we live in.
RC Brown Homes we are experts at what we do. First time buyers, refi, VA. Find YOUR dream with RC Brown Homes. and full-service real estate agency RC Brown Homes has helped buyers and sellers tackle everything from the search, to new construction to securing the financing to get it ALL done.
111 North La Brea, Suite 406B, Inglewood, CA, 90301
WLM Financial is a Community First Business, which means we lend assistance to the community in any way possible inside and outside of the office.
We work closely with a multitude of lenders and other financial institutions to best find the lowest possible rates for our clints.
Our main office rests centrally located in the community where we not only serve the university, but also important affiliates like Grifols, Goodwill, and municipal employees. For convenience, we have an office on campus to serve the growing student population. While we grow as a credit union, our mission has always been to provide economic growth
2360 Huntington Drive, Suite 308, San Marino, CA, 91108
"Valhalla Home Loans are an online mortgage lender. We are not lead generators for other lenders.
We use real-time mortgage quotes, up-front access to closing cost details, online applications, electronic document processing and e-signatures to make the mortgage process fast, easy and transparent"
1613 Chelsea Road, Suite 325, San Marino, CA, 91108
"iEccentric Realty and Mortgage offers a wide variety of loan programs ranging from the government VA & FHA loans to the conventional fixed program, ARM program, and Jumbo loans. The primary loan programs which we promote are the following:
10, 15, 20, and 30 Year Fixed Programs (We also exclusively offer 8,12, 22, and 27 Fixed Programs)"
