FHA VS Conventional loan programs in 2025 for Piedmont, Alameda County, California

In 2025, the limit for a Conventional loan in Piedmont, within Alameda county, CA, is $1,089,300. Conversely, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® Conventional loan calculator to explore best rates for Conventional, FHA, and USDA loans today. Determine the required income, credit, reserves, and necessary documents for qualifying. This advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the ideal program in CA for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Piedmont, Alameda County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to zip codes: 94611, 94610

Conventional and FHA Loan Options in Piedmont, CA

The aim of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan quickly and easily. Start by choosing one of three available methods to connect with the right lenders and loan offerings.

USDA loan requests and matching results via Lendersa


  • Red Door Home Loan Corporation
  • 975 East Nerge Road, Suite N10, Roselle, IL, 60172
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ACS Mortgage Corporation
  • 1350 W. Lake Street, Suite C, Roselle, IL, 60172
  • ACS Mortgage Corporation is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools..
  • State Bank of the Lakes, National Association
  • 440 Lake St., Antioch, IL, 60002
  • State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
  • Main Street Mortgage Inc
  • 1 Tiffany Pointe, Suite 204, Bloomingdale, IL, 60108
  • Main Street Mortgage, Inc. is an Illinois Mortgage Broker. This allows us to work with many different banks to ensure you the best rate and loan program for your needs. With over30 years of mortgage experience, Main Street Mortgage, Inc. specializes in conforming, FHA & VA loans.
  • AVA Mortgage Corp
  • 129 Fairfield Way, Suite 100, Bloomingdale, IL, 60108
  • AVA Mortgage Corp. Whether you are buying a home, refinancing, or taking out another type of loan, our staff is available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan officers will walk you through the entire process.
  • QUICK MORTGAGE CORP.
  • 125 E Lake St, Unit 202, Bloomingdale, IL, 60108
  • Quick Mortgage Corp. Whether you want to buy a house, refinancing, or taking out another type of home loan, our loan officers are available at your ease and comfort, and are here to guide you through the process. Do not worry about filing a bunch of paperwork, our loan processors will walk you through the entire process.
  • CIBM Bank
  • 2913 W. Kirby Ave, Champaign, IL, 61821
  • CIBM Bank is a wholly owned subsidiary of CIB Marine Bancshares, Inc. and formerly operated as "Marine Bank" in its Indiana and Wisconsin markets, "Central Illinois Bank" in its central Illinois market, "Avenue Bank" in its Chicagoland market, and Avenue Mortgage, a division of CIBM Bank serving the communities of all CIBM Bank branches
  • First Community Bank of the Heartland, Inc.
  • 114 E. Jackson Street, Clinton, KY, 42031
  • At First Community Bank, our roots run deep. Starting in 1936 as First National Bank in Clinton, KY, we formed strong ties to this small town along with many of the neighboring communities. The sound relationships that were formed in those early developmental years continue to be an important part of our success.
  • Citizens Deposit Bank of Arlington, Inc.
  • 1 Walnut Street, Arlington, KY, 42021
  • Citizens Deposit Bank is a community owned bank rooted in Western Kentucky. The bank was chartered by the Commonwealth of Kentucky in 1949 & continues to serve the needs of citizens of Carlisle, Hickman, Ballard & surrounding counties. Our reputation of being a hometown bank with excellent customer service is known throughout the counties we serve.
  • First Mid
  • 1515 Charleston Ave, Mattoon, IL, 61938
  • First Mid Bank & Trust, N.A. (“First Mid Bank”); First Mid Wealth Management Co.; and First Mid Insurance Group, Inc.First Mid is a $6.0 billion community-focused organization that provides a full-suite of financial services including banking, wealth management, brokerage, ag services, & insurance through a sizeable network of locations throughout.