FHA VS Conventional loan programs in 2025 for Aliso-Viejo, Orange County, California

In the year 2025, the limit for conventional loans in the city of Aliso-Viejo, located in the county of Orange, CA, is set at $970,800, while for a single-family home, the FHA loan cap is $970,800.

Using the Lendersa® Conventional loan calculator, you can assess the best rates today among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and paperwork necessary for eligibility. Our advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you in selecting the program that best fits your financial status in CA.

Discover loan offers from a wide array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Aliso-Viejo, Orange County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the following zip codes: 92656

Available Options for Conventional and FHA Loans in Aliso-Viejo, CA

The objective of Lendersa® is to deliver the most favorable Conventional, USDA, or FHA loans promptly and effortlessly. Choose from three starting points that guide you to matching lenders and loan programs.

USDA loan request matches from Lendersa


  • Bankers Network Corporation
  • 1875 South Bascom Avenue, Suite 2550, Campbell, CA, 95008
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Carlyle Mortgage Inc.
  • 1901 South Bascom Avenue, Suite 1410, Campbell, CA, 95008
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide loans to our clients while providing them with the great service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.We know you have a lot of options when it comes to yourmortgage financing.
  • BeneGroup, Inc.
  • 1999 South Bascom Avenue, Suite 700, Campbell, CA, 95008
  • BeneGroup, Inc. provides Residential and Commercial Real Estate consulting and financing services to a broad range of national and international clientele. In the current lending market, with its dynamic and ever changing guidelines, you need a firm that is well versed with the current lending rules and legislative regulations to assist you.
  • Bayview Residential Brokerage
  • 51 E Campbell Avenue, Suite 110, Campbell, CA, 95008
  • "Bayview Residential provides home lending and real estate services as one of the largest independent mortgage and real estate brokerages in California and recently ranked as the number 10 mortgage brokerage in the US. Established in 2004, Bayview works with over 150 agents, 90 of whom are endorsed as Mortgage Loan Officers."
  • Diversified Loan Services, Inc.
  • 257 E Campbell Ave #3, Campbell, CA, 95008
  • Diversified Loan Services, Inc. (DLS) is committed to providing sound and secure trust deed investment opportunities for private individuals looking for higher rates of return on their investment. We value personal relationships and integrity in meeting our client’s investment needs.
  • Kal Financial
  • 2542 South Bascom Avenue, Ste. 130, Campbell, CA, 95008
  • Kal Financial offers many great resources on our website please make sure you get the following free resources such as how does the loan process work with Kal Financial? We have a Free Campbell California Mortgage Calculators or fill out a 100% FREE, No-Obligation, Secure Online Loan Application or give us a call at the office no.
  • East Bay Lender
  • 2300 First Street, Suite 216, Livermore, CA, 94550
  • Antonio Cordero is your East Bay Lender! As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, Antonio is ready, willing and able to help you find the mortgage product that is right for you. East Bay Lender is my brand as a mortgage lender here in the East Bay Area and beyond.
  • Access Investments
  • PO BOX 53642, San Jose, CA, 95153
  • SVCF is a Tier One Mortgage provider of wholesale lending, direct private investors. We're an exclusive group of "exceptions engineers". Providing all of the State of California for both residential and commercial financing, our well experienced professionals engage high level business practices to support your mortgage needs. No maximum loan amoun
  • Technology Credit Union
  • PO Box 1409, San Jose, CA, 95109
  • Tech CU has served the high-tech workforce and its ecosystem in Silicon Valley and the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award.