FHA VS Conventional loan programs in Laguna-Hills, Orange County, California

In the year 2025, the maximum limit for a Conventional loan in Laguna-Hills, located in Orange county, CA, is set at $970,800. The FHA ceiling for a single-family home is, meanwhile, $970,800.

Take advantage of the Lendersa® Conventional loan calculator to compare leading rates for Conventional, FHA, and USDA loans available today. Determine necessary income, credit, reserves, and required documents for loan qualification. This advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the best program tailored to your specific financial situation in CA.

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2025 Loan Limits and Down Payment Requirements in Laguna-Hills, County of Orange, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table corresponds to these zip codes: 92653

Exploring Conventional and FHA Loan Options in Laguna-Hills, CA

The ambition of Lendersa® is to swiftly connect you with the optimal Conventional, USDA, or FHA loan with minimal hassle. Begin with one of three pathways designed to align you with matching lenders and suitable loan programs.

Explore Lendersa USDA loan request and matching results


  • Fountain Stone Home Loans
  • 12311 Foley Rd, Fenton, MI, 48430
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lightning Home Loans
  • 2325 W Shiawassee Ave, Fenton, MI, 48430
  • Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.
  • Star Mortgage of America, Inc.
  • 415 Rounds Dr, Suite B, Fenton, MI, 48430
  • Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!
  • Dream Mortgage LLC
  • 9031 Green Hickory Ln At, Fenton, MI, 48430
  • We are a full-service mortgage company based in Fenton, Michigan. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
  • Simplifi Lending LLC
  • 698 Deer Springs Way, Loganville, GA, 30052
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
  • First Chance Mortgage, Inc.
  • 131 Lee Byrd Road, Loganville, GA, 30052
  • First Chance Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000. Our staff if dedicated to the highest levels of customer service available to existing Georgia homeowners and future homeowners! Mortgage has been serving clients in Georgia with affordable mortgage loans since 2000.
  • SmartBank
  • 2430 Teaster Ln, Suite 205, Pigeon Forge, TN, 37863
  • SmartBank emerged in January 2006, when long-time executive Bankers Bill Carroll and Billy Carroll decided to start the process of organizing a Bank with the image, values and service level that would become incomparable to any other Bank in the market. SmartBank opened its first office in January 2007
  • Clinch-Powell
  • 7995 Rutledge Pk, Rutledge, TN, 37861
  • Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
  • Southwest Georgia Farm Credit
  • 305 Colquitt Highway, Bainbridge, GA, 39817
  • Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System
  • Toledo Metro Federal Credit Union
  • 1212 Adams Street, Toledo, OH, 43604
  • TMFCU serving the City of Toledo & Lucas County since 1954. We now serve anyone who lives, works, attends church, school or volunteers in Lucas County! While this is an open forum, we intend to maintain a family-friendly atmosphere, so please use appropriate language at all times when posting and/or commenting on our wall.
  • ProMedica Federal Credit Union
  • 245 N Summit Street, Toledo, OH, 43604
  • ProMedica Federal Credit Union is a full-service Credit Union. Anyone associated with ProMedica and his or her family members are eligible to join PFCU. We are a full service financial institution that can assist with all of your deposit, borrowing, financial service and financial education needs.
  • Directions Credit Union
  • 200 N St Clair Street, Toledo, OH, 43604
  • Directions Credit Union—banking you can trust with a strong history and the highest quality financial services since 1953—now serves over 100, 000 members and manages a collective asset of more than $864 million. It’s this responsible management of member funds and the cost savings we pass along to our members