FHA VS Conventional loan in Laguna-Hills, Orange County, California

In the year 2025, the maximum limit for a Conventional loan in Laguna-Hills, located in Orange county, CA, is set at $970,800. The FHA ceiling for a single-family home is, meanwhile, $970,800.

Take advantage of the Lendersa® Conventional loan calculator to compare leading rates for Conventional, FHA, and USDA loans available today. Determine necessary income, credit, reserves, and required documents for loan qualification. This advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the best program tailored to your specific financial situation in CA.

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2025 Loan Limits and Down Payment Requirements in Laguna-Hills, County of Orange, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This comparison table corresponds to these zip codes: 92653

Exploring Conventional and FHA Loan Options in Laguna-Hills, CA

The ambition of Lendersa® is to swiftly connect you with the optimal Conventional, USDA, or FHA loan with minimal hassle. Begin with one of three pathways designed to align you with matching lenders and suitable loan programs.

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  • evergreenDIRECT Credit Union.
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  • St. Julien Home Loans
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  • Cornerstone Home Mortgage
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