FHA VS Conventional loan in Laguna-Niguel, Orange County, California

In 2024, Convetional loan limit in Laguna-Niguel, county of Orange, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Laguna-Niguel, county of Orange, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 92677, 92607

Conventional and FHA loan options in Laguna-Niguel, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Edgewater Financial
  • 410 N. 1st Ave, Stayton, OR, 97383
  • Edgewater Financial (a trade name of Prestige Mortgage Services Inc.) is located in Salem, OR, and is Oregon’s premier mortgage broker. We understand that taking out a loan is an important process, which is why we want to make it as easy for you as possible. Our dedicated staff will be able to help you get the best loan possible.
  • American Liberty Mortgage, Inc
  • 1932 W 33rd Ave, Denver, CO, 80211
  • American Liberty’s ultimate goal is to create clients for life so that we may continue providing excellent service We are Denver, Colorado’s Top Mortgage Lender for Colorado home purchase loans and mortgage refinancing of your FHA, VA and conventional loans. American Liberty Mortgage is committed to providing our clients with a smooth mortgage
  • Blue Dolphin Investments LLC
  • 2460 W. 26th Ave, Suite 25-C, Denver, CO, 80211
  • Sage Capital Corp. was founded in 1978 and provides short term commercial loans secured by real estate. Over the years, we have built a strong reputation for honesty and integrity. Our niche is speed and flexibility. If you have a deal that has to close quickly or doesn’t quite fit the bank mold, give us a call.
  • Jen Hill Mortgages
  • 1932 W 33rd Ave, Denver, CO, 80211
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Here at American Liberty Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
  • Market Financial Mortgage
  • 3650 Osage Street, Denver, CO, 80211
  • Jon Lopez is the the founder of the Market Financial Mortgage company is 30 years of lending experience helps navigate the process. Mortgage Bankers are the best source in helping provide the best guidance towards the right financial path and strategy for your needs. My 30 years of lending experience helps navigate the process with compentance
  • Platte River Mortgage
  • 1643 Boulder St, Suite 102, Denver, CO, 80211
  • Platte River Mortgage & Investments, Inc. was founded in 2005 based on the principal that more favorable model could be developed for structuring mortgage loans and providing a higher level of service. Remaining purposefully small as a boutique mortgage company, we have grown our business through referrals from existing clients
  • Colorado Short Term Funding
  • 2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
  • Colorado Short Term Funding (COST Fund) is a Colorado-based private capital, hard money lending, and private mortgage lender. We provide loans to private investors looking to aquire residential properties throughout the state of Colorado and the nation. You can be assured you will get the best service, funding, and information for your real estate.
  • Electrical Federal Credit Union
  • 5080 W 60th Avenue, Arvada, CO, 80003
  • EFCU is a full service financial institution providing union workers credit services. We provide our members with checking & saving accounts as well as a variety of investment and loan services. EFCU prides itself on providing both financial options and member service to labor unions and their families. Some additional services include.
  • Chris Snydal, Mortgage Broker
  • 8120 Sheridan, Suite C330, Arvada, CO, 80003
  • Chris Snydal here to solve that for you ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation and make sure that you get a low rate mortgage without the stress and hassle that's normally associated with It's easy to reach me.
  • A Home's Best Mortgage Inc
  • 7985 North Vance Drive, Suite 300, Arvada, CO, 80003
  • A Home's Best Mortgage is focused on helping our clients with a seamless home buying experience. A leader in low rate, low closing cost Colorado home loans. Whether you're purchasing a new home or refinancing an existing loan, A Home's Best Mortgage can help you find the best loan to fit your needs.