FHA VS Conventional loan programs in Ladera-Ranch, Orange County, California
In 2025, the limit for conventional loans in Ladera-Ranch, within Orange County, CA, is $970,800. Meanwhile, the FHA cap for a single-family home is $970,800.
Utilize the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA options, assessing required income, credit, reserves, and document prerequisites for qualification. Through our advanced mortgage tool, observe Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the optimal program in CA tailored to your financial needs.
2025 Loan Caps and Downpayment Essentials in Ladera-Ranch, Orange County, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$970,800
3%
USDA
$657,900
0%
FHA
$970,800
3.5%
This table applies to the zip codes: 92694
Opportunities for Conventional and FHA Loans in Ladera-Ranch, CA
The goal of Lendersa® is to swiftly provide you with the best Conventional, USDA, or FHA loan solution with minimal hassle. Choose from three starting points to find the right lenders and loan programs.
Ryan Carrigan is the founder of mortgage company Ryan has earned his clients' trust with honest and direct communication through every step of the financing process. He and his team handle the details that typically stress borrowers when they work with large mortgage lenders. Whether your credit is ideal or less than average.
820 Geneva Pkwy, Suite 106, Lake Geneva, WI, 53147
INmortgage Co mission is to strive to provide a new level of excellence along with a fresh transparent approach in the mortgage industry. We boast the top of the line technologies, broad range of programs, comprehensive marketing and experienced staff comprised of top producing loan originators, and management.
Chartered in 1937, KCT Credit Union was formed through the tireless efforts of Miss Martha Black, a teacher in the then Elgin Public Schools District, and Mr. E. Earl McCoy, then Kane County Superintendent of Schools. Since that day we have been dedicated to living the credit union philosophy of people helping people.
The State Bank of Herscher was chartered in 1902 by a group of residents who understood what a local bank meant for the well-being of their community. The growth that we have experienced since that time has allowed us to move to our present location in Herscher as well as expand to Limestone.
Founded in 1976, the bank’s stable growth and progress for over 45 years is a reflection of the hard work and traditional values that exist in the Board of Directors, management, and staff. Our number one goal is to provide quality service that will meet all of your banking needs with the personal touch that will make you feel right at home.
Barclay Butler Financial Inc we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of investors with quality rates and this company A+ rating with the BBB.
Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations.
With a strong capital position and a dedicated team of community bankers.
4003 Plainfield Naperville Rd, Suite 207, Naperville, IL, 60564
Our mission is simple, find our clients the best possible mortgage options available on the market. Our experienced team is trained to have you pre-approved quickly, meaning minutes not days. Our goal is to evaluate your current situation while having you approved in 30 minutes or less.
