FHA VS Conventional loan programs in Alta-Sierra, Nevada County, California
For the year 2025, the conventional loan cap in Alta-Sierra, located in the county of Nevada, CA, is set at $647,200. Meanwhile, the FHA cap for a single-family residence is $609,500.
With the Lendersa® Conventional loan calculator, you can assess current Conventional, FHA, and USDA rates and determine the requirements like income, credit, reserves, and documentation for qualification. Our sophisticated mortgage calculator offers a side-by-side comparison of Conforming, Conventional, USDA, FHA, and VA loans, assisting you in selecting the best option for your financial needs in CA.
2025 Loan Limits & Downpayment Needs in Alta-Sierra, county of Nevada, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$466,500
0%
FHA
$609,500
3.5%
This comparison is relevant for zip codes: 95949
Explore Conventional and FHA Loan Possibilities in Alta-Sierra, CA
Lendersa® aims to provide you with the optimal Conventional, USDA, or FHA loan swiftly and without complications. Choose from three avenues that lead to matched lenders and tailored loan offerings.
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