Explore the differences! FHA VS Conventional loan programs in Meadow-Vista, Placer County, California

In 2026, for Meadow-Vista in Placer county, CA, the Conventional loan limit is $675,050, while the FHA limit is $675,050 for a single-family home.

The Lendersa® Conventional loan calculator lets you compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA options, helping you choose the best program in CA for your financial situation.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Meadow-Vista, Placer County, CA

Loan Type Loan Limit Down payment
Conventional Conforming $675,050 3%
USDA $486,400 0%
FHA $675,050 3.5%

This table applies to the following zip codes: 95722

Conventional and FHA Loan Options in Meadow-Vista, CA

Lendersa® aims to deliver the best Conventional, USDA, or FHA loan quickly and easily. Choose from three starting options to connect with matching lenders and loan programs that fit your needs.

Results for Lendersa USDA loan requests


  • Lend Quick Mortgage
  • 729 Sunrise Avenue, Suite 600, Roseville, CA, 95661
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Unified Home Loans
  • 1768 Grey Owl Circle, Roseville, CA, 95661
  • Unified Home Loans is the premier mortgage broker servicing the Greater Sacramento area and throughout California. We foster close relationships with real estate agents, home buyers, and sellers while providing exceptional service and our unmatched expertise on home financing solutions.

  • United Wholesale Lending
  • 1677 Eureka Rd, Suite 201, Roseville, CA, 95661
  • "UWL’s success is based on a simple but effective principle: attract great people, to a great workplace, and give them the tools they need to do great work.

    ​We’re a winning team dedicated to making dreams come true for our team members, our referral partners, and the homeowners we all serve."

  • West Coast Lending Team
  • 775 Sunrise Ave. #150, Roseville, CA, 95661
  • West Coast Lending Team For purchase or refinance home loans, let us help you find the best deal in the least amount of time. With our focus on great customer service, integrity, and fast processing system, we make home loans convenient and transparent for you and alos our Our fast and dedicated team will find you the best deal.

  • Catalyst Mortgage
  • 3013 Douglas Blvd. Ste 135, Roseville, CA, 95661
  • Catalyst Mortgage specializes in Residential Mortgage Lending; We offer home loan products including but not limited to Conventional, FHA, VA, USDA, 203K Home Loan Products. We are Licensed in California and have been in business since 2005. Our staff has collective industry experience of over 50 years

  • Commercial Capital Funding
  • 2251 Douglas Blvd. Ste. 100, Roseville, CA, 95661
  • Commercial Capital Funding has listened to the concerns of Real Estate Agents and is out to change the real estate agent/ loan officer relationship. With a growing need for easier access to mortgage loans and a desire for faster closings we are quickly addressing the needs of both the real estate professional and the borrower.

  • EZ Mortgages
  • 4535 Missouri Flat Rd, Suite 2E, Placerville, CA, 95667
  • EZ Mortgages was founded by Eric Grathwol (NMLS 239756), a mortgage industry veteran, on the principle that real estate financing doesn’t have to be a painful, unpleasant experience for you. We understand that although every individual borrower and scenario is unique, each lender has standard requirements that are very uniform.

  • Folsom Lake Lending
  • 981 Governor Dr, Suite 102, El Dorado Hills, CA, 95762
  • Jason Alcazar, your local California mortgage professional. As a licensed mortgage originator, my reputation is built on professionalism, integrity and the ability to keep transactions on track. I am dedicated to helping my clients obtain a mortgage that fits their specific financial goals.

  • Van Patten Mortgage Group
  • 1107 Investment Blvd, Suite 290, El Dorado Hills, CA, 95762
  • The Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages. We serve California, Florida Colorado and Tennessee.Van Patten Group is a full-service mortgage company based in beautiful Sacramento, CA. We specialize in FHA, Conventional, VA Mortgages.

  • Western Heritage Financial, Inc.
  • 4949 Windplay Drive, Suite 125, El Dorado Hills, CA, 95762
  • At Western Heritage Financial, Inc. We are a referral-based, family-owned company based in El Dorado Hills. Specializing in both home purchases and refinances, we have been helping California families and individuals obtain mortgage financing since 1980. we are sure to structure a tailored program that perfectly matches your mortgage goals.

  • Equip Capital Group, Inc
  • 989 Governor Drive, Suite 101, El Dorado Hills, CA, 95762
  • Equip Mortgage was founded on the idea that we aren’t just here to provide loans. We’re here to assist with your largest investment, and support you even beyond your purchase. That is why we have quickly become one of the best mortgage lenders in Northern California. and also Mortgage Broker providing incredible service and best mortgage.

  • Cali Mortgage
  • 9067 Foothills Blvd, Suite 6, Roseville, CA, 95747
  • At Cali Mortgage we are here to serve your mortgage needs while also providing the very best service. I have also come up with a way to get your interest rate much lower than the market rate. As Direct Lender we offer the most aggressive rates in the market along with lightning fast approvals.