FHA VS Conventional loan in Lake-of-the-Pines, Nevada County, California

In 2026, the limit for Conventional loans in Lake-of-the-Pines, within Nevada county, CA, is $647,200. Meanwhile, the FHA cap for a single-family home is set at $609,500.

Utilize the Lendersa® calculator to evaluate today's top rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator provides side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the optimal program in CA for your financial circumstances.

Examine loan offers from 100 lenders

2026 Loan Limits and Downpayment Guidelines in Lake-of-the-Pines, Nevada County, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $466,500 0%
FHA $609,500 3.5%

This comparison table applies to zip codes: 95602

Discover Conventional and FHA Loan Options in Lake-of-the-Pines, CA

The goal of Lendersa® is to provide the most advantageous Conventional, USDA, or FHA loans efficiently and without difficulty. Choose one of the three paths to find suitable lenders and loan programs that match your needs.

Lendersa USDA loan requests and matching outcomes


Lake-of-the-Pines Lenders

  • Imperial Mortgage & Real Estate Services
  • 4455 Gambah Drive, Auburn, CA, 95602
  • Lends in California
  • Imperial Mortgage & Real Estate Services has been serving clients in the Sierra Foothills for over 30 years. As both a Licensed Mortgage Broker and Realtor, Keith brings a unique set of skills to his clients. Keith has also been certified by the National Association of Realtors as a Seniors Real Estate Specialist.

  • Sierra Foothill Mortgage
  • 3257 Professional Dr, Suite A, Auburn, CA, 95602
  • Lends in California
  • Sierra Foothill Mortgage is a family owned and operated business, proudly serving the foothills for more than 25 years. Linda Andrews, owner-broker, has been in the real estate industry for just under 30 years. Chris Nagle, loan officer, has been in the real estate industry for just under a year. Together they are a team to make your loan

  • MLS Reverse Mortgage
  • 215 Maple St, Auburn, CA, 95603
  • Lends in California
  • we’re the faces behind MLS Mortgage Group, Eric and Shel House, a husband and wife team that live where we work – in the heart of our hometown, MN. Our business is based out of NE Minneapolis where the community is fantastic and there are amazing, fun happenings on a regular basis.

  • Broker Direct Lending
  • 13635 Harlequin Way, Auburn, CA, 95603
  • Lends in California
  • Broker Direct Lending as a disrupter in the mortgage industry by offering a streamline, wholesale home loan to a marketplace dominated by Big Banks and Direct Lenders. Broker Direct Lending gets to hand select its lender partners. As a mortgage broker Marcus in control of what wholesale lenders I partner with.

  • Key Home Loans
  • 985 Lincoln Way, Suite 206, Auburn, CA, 95603
  • Lends in California
  • At Key Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Family Funding & Realty
  • 11740 Atwood Road, Auburn, CA, 95603
  • Lends in California
  • Family Funding, was founded in 1995 by Owner/Broker, Don Denne and his wife Bettina. Since they were both licensed and were experienced in real estate sales and mortgage lending, they decided that one put emphasis on real estate sales and the other on lending. Although they are completely separate from each other

  • Centurion Mortgage
  • 1223 High Street, Suite C2, Auburn, CA, 95603
  • Lends in California
  • "We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams.

    We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances,"

  • J and J Mortgage
  • 908 Taylorville Road, Suite 200, Grass Valley, CA, 95949
  • Lends in California
  • Jessica Burton, started this company in 2011 because she believed she could make a difference in the mortgage industry. She started out by herself working out of her garage with a dream of running a company that offered exceptional service and a wealth of knowledge. Today she has just that, a team of people who challenge themselves.

  • Golden State Home Loans
  • 10076 Alta Sierra Dr., Grass Valley, CA, 95949
  • Lends in California
  • Golden State Home Loans is a Mortgage Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate and Lower Fee Home Loans Broker NMLS #1839739. Helping First Time Home Buyers and Existing Home Owners acquire Lower Interest Rate. Whether you’re buying, selling, refinancing, or building your dream home

  • Simpson Real Estate and Loan Inc
  • 2265 Torc Mountain, Lincoln, CA, 95648
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans and real estate services to our clients while providing them with a smooth transaction along with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.