FHA VS Conventional loan programs in Colfax, Placer County, California
In the year 2026, the Conventional loan limit, applicable to Colfax in the county of Placer, CA, is set at $763,600. In contrast, the FHA limit for a single-family residence is established as $763,600.
Make use of the Lendersa® Conventional loan calculator to evaluate and compare the best available rates today for Conventional, FHA, and USDA loans. This tool helps determine the required income, credit standing, reserves, and other necessary documentation for qualification. With our state-of-the-art mortgage calculator, visualize side-by-side the Conforming Conventional loans along with USDA, FHA, and VA options to help you make an informed decision on the program that suits your particular financial situation in CA.
2026 Loan Limits and Downpayment Requirements in Colfax, Placer County, CA
Type of Loan
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$763,600
3%
USDA
$540,000
0%
FHA
$763,600
3.5%
This comparison table applies to these zip codes: 95713
Options for Conventional and FHA Loans in Colfax, CA
The mission of Lendersa® is to swiftly provide you with the optimal Conventional, USDA, or FHA loan, minimizing hassle. You can choose one of three starting points that result in matching lenders and suitable loan programs tailored to your needs.
6800 Backlick Road, Suite 201, Springfield, VA, 22150
Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
4600 East-West Hwy, Suite 400, Bethesda, MD, 20814
Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814
Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.
4550 Montgomery Avenue, Suite 115N, Bethesda, MD, 20814
Mortgage Star believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. we're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.As a broker, we don’t work for the banks we work for our clients. We seek out the best lender.
We have built a powerful reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders and individual homebuyers in California, Florida, Illinois, Maryland, New Jersey, North Carolina, Pennsylvania, Texas, Virginia, and Washington DC.
The Bancstar Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
