FHA VS Conventional loan programs in Colfax, Placer County, California
In the year 2025, the Conventional loan limit, applicable to Colfax in the county of Placer, CA, is set at $763,600. In contrast, the FHA limit for a single-family residence is established as $763,600.
Make use of the Lendersa® Conventional loan calculator to evaluate and compare the best available rates today for Conventional, FHA, and USDA loans. This tool helps determine the required income, credit standing, reserves, and other necessary documentation for qualification. With our state-of-the-art mortgage calculator, visualize side-by-side the Conforming Conventional loans along with USDA, FHA, and VA options to help you make an informed decision on the program that suits your particular financial situation in CA.
2025 Loan Limits and Downpayment Requirements in Colfax, Placer County, CA
Type of Loan
Maximum Loan Limit
Minimum Down Payment
Conventional Conforming
$763,600
3%
USDA
$540,000
0%
FHA
$763,600
3.5%
This comparison table applies to these zip codes: 95713
Options for Conventional and FHA Loans in Colfax, CA
The mission of Lendersa® is to swiftly provide you with the optimal Conventional, USDA, or FHA loan, minimizing hassle. You can choose one of three starting points that result in matching lenders and suitable loan programs tailored to your needs.
Beacon Credit Union is a full-service financial institution, offering a wide range of products and services. Having served Lynchburg and the surrounding area for over 75 years, our "vision" is to be the premier provider of quality financial services, a leader in our community and the most progressive financial institution in our field
At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.
American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.
F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.
At HAUS Capital, we understand that everyone’s situation is unique. Our flexible and innovative mortgage products allow us to tailor a mortgage solution customized for you and your family.Sam DiPiano, President and CEO of HAUS Capital Corporation has been in the Mortgage industry since the early 2000s.
URW Community Federal Credit Union has been open since 1970. The credit union has assets totaling $224.47 Million and provides banking services to more than 32, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a mem
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Palmetto State Bank, headquartered in Hampton, South Carolina, was founded in 1907. We have grown from a bank with $2 million in assets located in Hampton, to a one half billion dollar institution with seven branches serving Beaufort, Allendale, and Hampton counties.
Our Board of Directors credit our exceptional growth to the fact
