FHA VS Conventional loan programs in 2025 for Colfax, Placer County, California

In the year 2025, the Conventional loan limit, applicable to Colfax in the county of Placer, CA, is set at $763,600. In contrast, the FHA limit for a single-family residence is established as $763,600.

Make use of the Lendersa® Conventional loan calculator to evaluate and compare the best available rates today for Conventional, FHA, and USDA loans. This tool helps determine the required income, credit standing, reserves, and other necessary documentation for qualification. With our state-of-the-art mortgage calculator, visualize side-by-side the Conforming Conventional loans along with USDA, FHA, and VA options to help you make an informed decision on the program that suits your particular financial situation in CA.

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2025 Loan Limits and Downpayment Requirements in Colfax, Placer County, CA

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This comparison table applies to these zip codes: 95713

Options for Conventional and FHA Loans in Colfax, CA

The mission of Lendersa® is to swiftly provide you with the optimal Conventional, USDA, or FHA loan, minimizing hassle. You can choose one of three starting points that result in matching lenders and suitable loan programs tailored to your needs.

Lendersa USDA loan request and matching results visual


  • Tri-State Mortgage LLC
  • 6436 South Racine Circle, Suite 114, Centennial, CO, 80111
  • Tri-State Mortgage began in 2003 by Frank Brock. Mr. Brock had worked in the the industry since 1991 and has worked for several small mortgage companies and larger firms such as: Countrywide, Key Bank and Lehman Brothers. The customer service provided by the big lenders prompted the creation of Tri-State Mortgage.
  • WineHouse Mortgage
  • 4950 South Yosemite Street, Suite F2-145, Greenwood Village, CO, 80111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oxford Mortgage LLC
  • 6300 South Syracuse, Suite 155, Centennial, CO, 80111
  • Oxford Mortgage, LLC offers a variety of loan programs to meet your needs. Our team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing another home, refinancing an outstanding loan, or consolidating debt.
  • Professional Mortgage Source LLC
  • 6021 South Syracuse Way, Suite 305, Greenwood Village, CO, 80111
  • Professional Mortgage Source is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help.
  • Money Max Mortgage Inc
  • 5975 South Quebec Street, Suite 275, Englewood, CO, 80111
  • Money Max Mortgage Use our home loan calculator to estimate your mortgage payment, with taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule, and more and also Deciding on the perfect house can be challenging. MoneyMax Mortgage Inc.
  • Premier Coastal Lending
  • 6436 South Racine Circle, Suite 117, Centennial, CO, 80111
  • We are a full service mortgage brokerage with our main office out of Orlando. We service all areas of Florida and specialize in purchase loans and refinances. We have a range of all loan products from down payment assistance to non QM jumbo financing. and We've been helping customers afford the home of their dreams for many years.
  • Prime Mortgage LLC
  • 8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
  • Prime Mortgage, LLC is committed to making the mortgage loan application process SIMPLE. We listen, and take the time to understand your unique needs. By partnering with the top investors, we are able to provide a wide variety of loan solutions to meet your requirements. Over the last 20 years I have had the privilege of helping many people.
  • Custom Lending Inc
  • 7120 East Orchard Road, Suite 400, Englewood, CO, 80111
  • Our mission at Custom Lending is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.