FHA VS Conventional loan programs in 2026 for Roseville, Placer County, California

In 2026, the Conventional loan limit in Roseville, located in Placer County, CA, is $763,600. Meanwhile, the FHA limit for a single-family home reaches $763,600.

Employ the Lendersa® Conventional loan calculator to assess and compare today's most favorable rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans. This helps you to decide which program in CA best matches your financial circumstances.

Explore loan options from a total of 100 lenders

2026 loan limits and downpayment requirements in Roseville, Placer County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This comparison table pertains to the zip codes: 95661

Loan choices for Conventional and FHA in Roseville, CA

Lendersa® is dedicated to getting you the best possible Conventional, USDA, or FHA loan quickly, without any hassle. Opt for one of these three starting paths to find matching lenders and loan programs.

Results of USDA loan requests and matching with Lendersa


  • Keystone Mortgage Solutions LLC
  • 1415 Loretto Circle, Odessa, FL, 33556
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Diligent Mortgage Group
  • 9202 Brindlewood Drive, Odessa, FL, 33556
  • We strive for the ultimate experience in customer service while using our mortgage services. Whether you are looking for a specific program or you don't know where to start, we are here to help. President Frank Weigel is help every day all lients obtain the best loans in order to finance their properties.

  • Heidelberg Capital Corp
  • 17513 Canal Shores Drive, Odessa, FL, 33556
  • Heidelberg Capital Corp. is a Licensed Florida Mortgage Brokerage Corporation dedicated to helping Florida consumers make informed real estate financing decisions. Our professional, experienced staff will answer all your real estate financing questions and will ensure your mortgage process goes smoothly from application to funding.

  • MOTTO MORTGAGE APPROVED
  • 8517 Gunn Highway, Odessa, FL, 33556
  • As the owners of Motto Mortgage Approved (Kerven & Marilyn Dennis) we would like to thank you for getting to this page it means you share an interest in supporting our Franchise/Local Tampa small business. Supporting your neighbor, your friend. We are not here hiding behind the computer never to be seen.

  • Addison Mortgage Consultants
  • 5 Hillcrest Dr, Suite B203, Frederick, MD, 21703
  • Addison Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Integrity Financial Services
  • 13129 66th Street, Largo, FL, 33773
  • Integrity Financial Services is a full service residential and commercial lending company. Our staff of mortgage professionals are committed to 100% customer satisfaction. We understand our clients have choices for their mortgage needs. That is why we pride ourselves in a sound consultative approach to deliver the right loan program

  • DDA Mortgage Inc
  • 11701 South Belcher Rd, Suite 101A, Largo, FL, 33773
  • "DDA Mortgage Brokerage NMLS# 324326
    Didier Malagies NMLS# 212566
    Great partner to Realtors by offer a broad array of loans and outstanding service. FHA, FNMA, FHMC, VA, Conventional, HomePath, USDA, FHA 203k, Jumbo, Foreign, Construction, and more. 34 years of experience partnering with real estate professionals"

  • Mortgage Xperts
  • 10250 SE US Highway 441, Suite 101A, Belleview, FL, 34420
  • "Mortgage Xperts is a mortgage lender located in Belleview, Florida. They offer various loan programs
    including conventional, reverse, and government mortgage loans. They are dedicated to fair and
    equitable lending practices and offering the best opportunities for every potential homeowner"