FHA VS Conventional loan programs in 2025 for Apple-Valley, San Bernardino County, California
As of 2025, within Apple-Valley, situated in San Bernardino county, CA, the conventional loan cap is set at $647,200, whereas the FHA ceiling for single-family residences is $562,350.
Utilize the Lendersa® Conventional loan calculator. Compare today’s Conventional, FHA, and USDA rates. Determine necessary income, credit, reserves, and paperwork to qualify. With this enhanced mortgage calculator, align Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you to choose the most suitable program for your CA financial situation.
2025 loan limits and down payment criteria in Apple-Valley, San Bernardino county, CA
Loan Type
Loan Cap
Down Payment
Conventional Conforming
$647,200
3%
USDA
$381,800
0%
FHA
$562,350
3.5%
Note: The table is applicable to the following zip codes: 92308, 92307
Options for Conventional and FHA loans in Apple-Valley, CA
Our primary objective at Lendersa® is to guide you rapidly and smoothly towards the optimal Conventional, USDA, or FHA loan. Choose any of the three paths to connect with lenders and loan options.
Axos Financial, Inc is the holding company for Axos Bank, a nationwide bank that provides consumer and business banking products through its low-cost distribution channels and affinity partners. With over $14 billion in assets, Axos Bank provides financing for single and multifamily residential properties, small-to-medium size businesses in target.
Adriana is a Licensed California Real Estate Broker, holding the current designations: GRI (Graduate Real Estate Institute); MLO (Mortgage Loan Officer); PMC (Property management Certificate); CPTS (Certified Probate & Trust Specialist) and REALTOR. She has 30 plus years of experience in the financial industries of Real Estate Mortgage Lending.
5060 Shoreham Place, Suite 320, San Diego, CA, 92122
"The Avalon Mortgage Corporation is your premiere mortgage team located in San Diego, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the San Diego area.
Whether you are first time home buyer, purchasing your dream home"
4350 La Jolla Village Drive, Suite 110, San Diego, CA, 92122
"At PacFunding we provide...
equity based, business purpose, short term Bridge or Hard Money loans to Borrowers for purchases or refinances secured by real property in Southern California.
At PacFunding, Hard Money Lenders San Diego, CA, we will underwrite, approve and close loans in-house in as few as 5 to 10 business days
3202 Governor Drive Suite 204, San Diego, CA, 92122
C2 Financial. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here.
As local area experts with extensive knowledge of the communities, the objective here is to work diligently to assist
Anchor Funding, Inc. our primary goal is to provide the highest level of service to our clients. We are committed to maintaining the highest ethical and moral standards, most innovative products and a “can-do” philosophy. As a highly recognized San Diego based mortgage banker, we have created a unique environment.
American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience
3949 Clairemont Drive, Suite 15, San Diego, CA, 92117
We are specialists in all southern California real estate especially south Orange County including the communities of San Clemente, Dana Point, San Juan Capistrano and Mission Viejo. We will always be available for personal service by phone or email, so feel free to contact us with questions any time!
