FHA VS Conventional loan in Apple-Valley, San Bernardino County, California
As of 2026, within Apple-Valley, situated in San Bernardino county, CA, the conventional loan cap is set at $647,200, whereas the FHA ceiling for single-family residences is $562,350.
Utilize the Lendersa® Conventional loan calculator. Compare today’s Conventional, FHA, and USDA rates. Determine necessary income, credit, reserves, and paperwork to qualify. With this enhanced mortgage calculator, align Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you to choose the most suitable program for your CA financial situation.
2026 loan limits and down payment criteria in Apple-Valley, San Bernardino county, CA
Loan Type
Loan Cap
Down Payment
Conventional Conforming
$647,200
3%
USDA
$381,800
0%
FHA
$562,350
3.5%
Note: The table is applicable to the following zip codes: 92308
Options for Conventional and FHA loans in Apple-Valley, CA
Our primary objective at Lendersa® is to guide you rapidly and smoothly towards the optimal Conventional, USDA, or FHA loan. Choose any of the three paths to connect with lenders and loan options.
Chaffey Federal Credit Union (CFCU) has provided personal financial solutions and quality service since 1964. As a not-for-profit, federally chartered, full service financial institution owned entirely by our members, our main objective is to help our member/owners achieve and maintain financial well-being.
Colonial Mortgage We are an equal opportunity lender. To ensure everyone has a shot at getting the resources they need, we offer various financial products to fit a diverse range of needs. Some of these include FHA, Conventional, Jumbo, and ITIN. Whatever your situation may be, talk to us, we may have the solution you are looking for.
Four Clover Homes, your satisfaction is our number one priority. Count on us to give you the industry leading rates up front and help you choose which loan suits your needs. Due to our amazing up front rates, we know that you'll be satisfied. Call us today and take the first step to owning your dream home.
Crown Castle Mortgage Realty has since grown to become one of the new leading and most trusted real estate agencies in Southern California. Our business is based on the principles of Transparency, Tenacity and Trust and these are apparent in our business model, and our day to day operations.
2335 Foothill Boulevard, Suite 5, Upland, CA, 91786
Tri-Star Home Loans opened it's doors at the current Upland location in 2004. In 2005, through hard work and an excellent standing with our multiple bank sources, we obtained our FHA approval. Tri-Star continued to grow and was able to sustain the massive changes to the economy and mortgage market due to our dedication
TDR home loan mortgage company is a trusted provider of home loan mortgages and home refinance Compare mortgage rates on a home refinance, VA loans, FHA loans, Jumbo loans, conventional loans, reverse loans, first time buyer home loans, USDA loans, CalHFA loans. We serve southern California.
400 North Mountain Avenue, Suite 223, Upland, CA, 91786
ALLIED EQUITY specialize in FHA Loans, Conventional, Jumbo Loans and Self-employed Business Bank statement Loans. We are fully licensed and serve all of the State of California. Whether you are buying a home or refinancing within California, we can help you realize your dream of homeownership or save you money.
Full Circle Home Loans is here to provide you with the very best experience with buying or refinancing your home.We will deliver excellent service, up to the minute communication, and education from beginning to end. We are 24/7 available by phone, text, or email. Full Circle Home Loans is setting a new standard of quality in the mortgage industry.