FHA VS Conventional loan programs in Hesperia, San Bernardino County, California

In 2025, Convetional loan limit in Hesperia, county of San Bernardino, CA is $1,089,300 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Hesperia, county of San Bernardino, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

The comparison table applies to zip codes: 92345, 92344, 92340

Conventional and FHA loan options in Hesperia, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Elite Mortgage Lender
  • 4345 Pioneer Rd, Medford, OR, 97501
  • At Elite Mortgage Lender, Mortgage Specialist in Ashland & Medford, OR, & Denver CO. There seemed to be a real need in the mortgage industry for brokers who genuinely wanted to help people. The mortgage process can be intimidating and even overwhelming for many. The language can seem foreign. I could see a real need for someone
  • Rogue Credit Union
  • 1370 Center Dr, Medford, OR, 97501
  • Beginning in 1956, a group of ten local teachers gathered together to form a credit union designed to serve their member-owners and their community. Today, Rogue Credit Union has grown to a financial cooperative with branches in Coos, Curry, Jackson, Josephine, Douglas and Klamath Counties. Today, we serve over 150, 000 members
  • Pioneer Federal Credit Union
  • 250 W 3rd S, Mountain Home, ID, 83647
  • PFCU is a not-for-profit, member-owned and member-operated financial cooperative. Established in 1954, PFCU has grown to move the money forward of more than 43, 000 members. We're dedicated to providing our members with the very best in financial services at competitive rates and terms.
  • Mountain Home Mortgage
  • 797 S Haskett St, Mountain Home, ID, 83647
  • At Mountain Home Mortgage, we believe that we have a duty to educate and prepare borrowers for the commitment of a mortgage. We know that the home buying process can be stressful and we aim to make our clients feel like special friends as we help them achieve the dream of home ownership.
  • Peoples Bank of Commerce
  • 1311 E Barnett Road, Medford, OR, 97504
  • People's Bank was founded in 1998 with the belief that as a locally owned and managed community bank, we could do a better job delivering customized, high quality banking services and products to the Rogue Valley. Our experienced bankers know our community and its people and businesses.
  • Leif Investments INC DBA Medford Mortgages
  • 940 Town Centre Drive, Medford, OR, 97504
  • At Medford Mortgages we offer a variety of loan options to meet your specific needs. Our team is dedicated to providing you with total customer satisfaction and the very best results. We understand that financing your home is one of the most important decisions you will ever make.
  • Home and Life Lending
  • 2621 Whittle Avenue, Suite 7, Medford, OR, 97504
  • Brenda Kennedy opened Home & Life Lending to help better serve my clients with more flexibility to fit their individual needs. Brenda have 17 years of experience in the mortgage industry, providing quality loan services and a level of professionalism. Brenda strive to provide outstanding customer service, which has enhanced customer loyalty.
  • Bob Forrest | Mortgage Loans | Loans Medford | Private Money
  • 1951 Delta Waters Rd, Medford, OR, 97504
  • Bob Forrest Loans and Investments has helped people in Southern Oregon, and throughout the country. Did you know that most Oregonians go to mortgage brokers like Bob Forrest for their real estate loans? Oregonians are independent and savvy people. A bank or mortgage lender is just one lender. But we are brokers
  • Mountain Mortgage of Oregon
  • 33 Hawthorne St, Medford, OR, 97504
  • Mountain Mortgage of Oregon is located in the heart of the Rogue Valley in Medford, Oregon. Mountain Mortgage has actively been serving both Jackson and Josephine counties for the past fifteen years. I am excited about the company's growth and new internet opportunities it is bringing to our clients.
  • Pioneer Bank
  • 705 East University Avenue, Suite A, Las Cruces, NM, 88001
  • Pioneer Bank has been proudly serving the financial needs of Southeastern New Mexico and West Texas since 1901. We continue to offer the most innovative banking products along with providing you with the best customer service. At Pioneer Bank, we know there is much more to life than managing your money.
  • Northwest Christian Credit Union
  • 716 East Colorado Avenue, Nampa, ID, 83686
  • For over six decades Northwest Christian Credit Union has served the banking needs of Christians throughout the Treasure Valley and across the Northwest. People of common faith, common values and common purpose turn to the credit union for matters large and small. From everyday financial transactions, to once in a lifetime opportunities,
  • Los Alamos Schools Credit Union
  • 1010 Central Avenue, Los Alamos, NM, 87544
  • As a non-profit financial cooperative, our mission is to excel at providing high quality, member-focused services in a professional and friendly manner, and to continue to support and encourage our members to achieve their financial goals. Chartered in 1955, Los Alamos Schools Credit Union has been providing high-quality.