FHA VS Conventional loan programs in 2025 for Spring-Valley-Lake, San Bernardino County, California

In 2025, Convetional loan limit in Spring-Valley-Lake, county of San Bernardino, CA is $647,200 while FHA limit is $562,350 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Spring-Valley-Lake, county of San Bernardino, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

The comparison table applies to zip codes: 92395

Conventional and FHA loan options in Spring-Valley-Lake, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Equity Resources, Inc
  • 3046 Sutton Woods Dr, Plant City, FL, 33566
  • Equity Resources, Inc. is a privately held mortgage lender based in Central Ohio. The company was founded in 1993 and we are proudly celebrating our 27th anniversary this year. We are a positive, family-oriented team that is passionate about “Improving the Lives of Families.” We support personal growth and provide training, value.
  • Indiana First Savings Bank
  • 935 Philadelphia Street, Indiana, PA, 15701
  • InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.
  • Marion Center Bank
  • 1271 Indian Springs Rd., Indiana, PA, 15701
  • Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.
  • First Commonwealth Bank
  • 601 Philadelphia St, Indiana, PA, 15701
  • We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals. Our success is built on creating an authentic community banking experience
  • American Dream Mortgage, Inc.
  • 164 Philadelphia St, Indiana, PA, 15701
  • Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.
  • Coast2Coast Lending
  • 93 King St, Saint Augustine, FL, 32084
  • cost of homes usually requires a mortgage to make this become a reality. Let Coast2Coast Lending help you with this very important decision. Mortgage rules are changing all the time, let our highly qualified mortgage advisors answer all of your loan questions and concerns.We have mortgage products to fit most borrower’s needs.
  • Bay Hill Mortgage LLC
  • 93 King Street, Saint Augustine, FL, 32084
  • We’re making getting a mortgage easier than ever before. Bay Hill Mortgage LLC has an experienced team of brokers on staff. Joel McConnell is a Licensed Sr. Mortgage Loan Advisor and industry professional. Joel and his Team have worked with thousands of Buyers – many repeat clients and referrals – and have in-depth knowledge of all loan programs.
  • Bombay Mortgage
  • 8 Sorento Drive Suite 14, Osprey, FL, 34229
  • Bombay Mortgage believe in helping all aspiring homeowners get the help they need. We are committed to finding the right solution for your mortgage as quickly as possible. By streamlining our processes and offering professional service along the way we’ve found many of our clients are able to qualify for a mortgage loan
  • ABK Financial LLC
  • 12004 Legacy Estates Blvd, Sarasota, FL, 34238
  • "Our quick, easy assistant focuses on your individual needs, Receive purchase information instantly. Refinancing has changed. You can trust our knowledgeable advice and excellent personal service. We love our customers, so feel free to visit during normal business hours. ABK Financial Headquarter in sarasota, FL."
  • High Definition Mortgage Inc
  • 8075 South Beneva Road, Unit 6, Sarasota, FL, 34238
  • We are High Definition Mortgage located in Sarasota Florida. We assist potential homeowners and investors in purchasing their perfect Florida property without the hassle. High Definition Mortgage Inc. is a “No Fee” Florida Mortgage Brokerage with its main office in Sarasota, on Florida’s Gulf coast.
  • Integrity Lending
  • 9040 Town Center Parkway, Lakewood Ranch, FL, 34202
  • We will treat you with the respect and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.