FHA VS Conventional loan in Victorville, San Bernardino County, California

In 2026, the conventional loan limit for a single-family home in Victorville, part of San Bernardino county, CA, is $1,089,300, whereas the FHA limit is set at $1,089,300.

Lendersa® offers a Conventional loan calculator that allows you to compare today's best rates between Conventional, FHA, and USDA loans. This advanced tool helps you determine the income, credit, reserves, and documents necessary for qualification. By comparing Conforming, USDA, FHA, and VA loans side by side, you can decide which program best suits your financial circumstances in CA.

Explore additional options by examining loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Victorville, San Bernardino, CA

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

These details are applicable to the following zip codes: 92394

Discover Conventional and FHA Loan Options in Victorville, CA

Lendersa® strives to provide you with the most advantageous Conventional, USDA, or FHA loan options quickly and without hassle. You can choose from one of three starting options, each designed to match you with suitable lenders and loan programs:

Lendersa USDA loan request and matching results


Victorville Lenders

  • LENDCO
  • 17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395
  • Lends in California
  • Hello and thank you for choosing LENDCO.
    Honesty, Caring, and Competence are our core values.
    Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.

  • Innovation Mortgage Group
  • 12600 Hesperia Road, Suite A, Victorville, CA, 92395
  • Lends in California
  • Our team of experienced and knowledgeable Loan Officers are ready to serve all of your home financing needs! We understand that purchasing a home is one of the biggest decisions you’ll make. That’s why we combine cutting-edge technology and innovative workflows with an unwavering commitment so you can be confident in your decision.

  • 203K Mortgage Lender
  • 17100 Bear Valley Rd, Suite B340, Victorville, CA, 92395
  • Lends in California
  • 203kMortgageLender.com is an FHA 203k Lender Directory. If you are looking for an FHA approved 203K lender then you've come to the right place. You'll find 203k renovation specialists throughout the U.S that are approved, experienced and have the knowledge to do FHA 203k Loans as well as other renovation loans

  • Gold Key Home Loans
  • 6637 SVL Box, Victorville, CA, 92395
  • Lends in California
  • Since 1986 Gold Key Home Loans has Specialized in FHA, VA and Conventional Real Estate Financing for Home Purchasers and Home Owners who want to Refinance or obtain a Reverse Mortgage. my goal was to provide excellent service to my borrowers and the real estate community that I serve.

  • Rivas Mortgage
  • 14298 Saint Andrews Drive, Suite 1, Victorville, CA, 92395
  • Lends in California
  • Rivas Mortgage owner of the Victor RIVAS is a Real Estate in the Mortgage Industry, have also owned my Escrow company and have all this experience for the benefit of the family that will come to me, for help in making their dream come true and taking the next step of owning their own home and We offer the best real estate service.

  • Choice Lending Corp
  • 12640 Hesperia Road, Suite D, Victorville, CA, 92395
  • Lends in California
  • A direct mortgage lender based in Victorville, Rancho Cucamonga and San Diego, Choice Lending Corp is committed to helping those in the Inland Empire and San Diego area, and all of California, find the right mortgage product for their needs. Whether you are looking to refinance, learn about reverse mortgage, or are a first-time home buyer

  • Victory Home Mortgage Inc.
  • 123 Main, Victorville, CA, 92392
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Axiom Lending Group
  • 14175 Erie Rd, Apple Valley, CA, 92307
  • Lends in California
  • Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se

  • The Bynum Group
  • 8197 I Avenue, Suite A, Hesperia, CA, 92345
  • Lends in California
  • The Bynum Group, Inc founder of the Hong Holly BynumTeam player with strong communication and inter-personal skills. Skilled at relationship-building and abilities to influence empower and motivate others. I am a results-driven performer with excellent problem solving, customer service.

  • EZ Homes Loan
  • 12061 Jacaranda Ave Suite 2B, Hesperia, CA, 92345
  • Lends in California
  • Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.