FHA VS Conventional loan in Arden-Arcade, Sacramento County, California

In 2025, the maximum limit for conventional loans in Arden-Arcade, within the county of Sacramento, CA, is $763,600. Meanwhile, the FHA limit for a single-family home is $763,600.

Utilize Lendersa®'s Conventional loan calculator to evaluate the best rates of the day for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and necessary documents for qualification. Our advanced mortgage tool provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program for your personal financial needs in CA.

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Loan Limits and Down Payment Requirements for 2025 in Arden-Arcade, Sacramento, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This comparison table is relevant for the following zip codes: 95864, 95821, 95825, 95608, 95860, 95865, 95866

Exploring Conventional and FHA Loan Options in Arden-Arcade, CA

The ambition of Lendersa® is to ensure you quickly get the best possible Conventional, USDA, or FHA loan with ease. Choose from three available starting paths to connect you with ideal lenders and loan programs.

Outcomes of Lendersa USDA loan request and matching


  • iQRate Mortgages
  • 6332 S Rainbow Blvd, Las Vegas, NV, 89118
  • QRATE Mortgages sends out promotional and informational communications relying on the personal identifiable information it has collected. You will have the option of indicating your desire to receive or not receive this type of communication at the time of your provision of such information to iQRATE MORTGAGES.
  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize
  • Frogg Realty & Lending
  • 9852 Katella Ave, Suite 321, Anaheim, CA, 92804
  • We have been doing loans for over 20 years and love helping customers with their home loans. We have done everything from conventional, FHA, VA, IRRL, zero downs, Reverse, to even various types of commercial such as strip malls and apartment loans. Whatever your lending needs we have an expert to take great care of you.
  • Prima Funding Inc
  • 829 S Westvale Dr, Anaheim, CA, 92804
  • Prima Funding Inc has been a full service Brokerage that puts the needs of our clients first. We help first-time home buyers, homeowners, and investors stay ahead of the curve and maximize their investment potential. We specialize in the Southern California region of Orange County, Los Angeles and the Inland Empire
  • Cali Home Lending: Dan Draitser
  • 11887 Valley View St, Garden Grove, CA, 92845
  • Dan Draitser Owner of Cali Home Lending, a mortgage banker and broker. A business model that enables funding of residential home loans with an in house warehouse line, and also the ability to broker out the more unconventional loans to over 65 different approved wholesale lenders.
  • CalTerra Financial
  • 12792 Valley View Street, Suite 202, Garden Grove, CA, 92845
  • CalTerra Partners builds, customizes and grows a client’s real estate portfolio to accumulate wealth based on their individual short and long term goals. Our strategy is consumer focused and supports all aspects of a client's real estate needs, we 1) BuySell 2) FixList 3) FixFlip 4) Finance 5) Invest and 6) Manage Real Estate.
  • HomeSmart Advisors
  • 12842 Valley View Street, Suite 205, Garden Grove, CA, 92845
  • The HomeSmart Advisors team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Choicelend.com
  • 12362 Beach Boulevard, Suite 20, Stanton, CA, 90680
  • "At Choicelend.com our philosophy is pretty simple, deliver the best mortgage rates with the least amount of hassle. We are consumers just like you, we shop around, we order online, and we read reviews. We believe you should be able to shop for the best mortgage rate online without being forced to give up your information and anonymity."
  • Clark County Credit Union
  • PO Box 36490, Las Vegas, NV, 89133
  • CCCU is a solid financial co-operative with over 45, 000 members and $700 million in assets. Since 1951, we've been helping members just like you save more money and time. We can do that because, unlike banks, we don't profit at your expense. Instead, we return the profits we make back to our members as better rates and fee.
  • Prime Broker Loans LLC
  • 4322 Hidden Oaks Drive, Yorba Linda, CA, 92886
  • At Prime Broker Loans LLC. We are a full-service mortgage company based in Yorba Linda, CA. We specialize in FHA and Jumbo Home Loans in Yorba Linda. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 92886, we can help you realize your dream of homeownership