FHA VS Conventional loan programs in Arden-Arcade, Sacramento County, California

In 2026, the maximum limit for conventional loans in Arden-Arcade, within the county of Sacramento, CA, is $763,600. Meanwhile, the FHA limit for a single-family home is $763,600.

Utilize Lendersa®'s Conventional loan calculator to evaluate the best rates of the day for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and necessary documents for qualification. Our advanced mortgage tool provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program for your personal financial needs in CA.

See loan offers from over 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Arden-Arcade, Sacramento, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This comparison table is relevant for the following zip codes: 95864

Exploring Conventional and FHA Loan Options in Arden-Arcade, CA

The ambition of Lendersa® is to ensure you quickly get the best possible Conventional, USDA, or FHA loan with ease. Choose from three available starting paths to connect you with ideal lenders and loan programs.

Outcomes of Lendersa USDA loan request and matching


Arden-Arcade Lenders

  • California Capital Mortgage Company
  • 401 Watt Avenue, Suite 5, Sacramento, CA, 95864
  • Lends in California
  • California Capital Mortgage Company was founded in 2008 and continues to grow and develop year after year. At California Capital, we have a dedicated team and we love what we do; this dedication permeates into every part of our company, enabling us to do everything efficiently from providing the highest level of customer service

  • City Center Financial
  • 3626 Fair Oaks Blvd, Suite 100, Sacramento, CA, 95864
  • Lends in California
  • The City Center Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Our Mortgage Advisors here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • CalStateLender, Inc.
  • 530 La Sierra Drive, Sacramento, CA, 95864
  • Lends in California
  • "CalStateLender, Inc. is a Local Mortgage Brokerage located in Sacramento California. Started by industry veteran Sean Safholm to offer more options for local home buyers with super competitive rates & fees.
    The Mortgage Broker industry is seeing tremendous grown in the recent years as smart consumers learn that the Broker can offer the same mon

  • MTMG
  • 707 Commons Drive, Suite 103, Sacramento, CA, 95825
  • Lends in California
  • As an experienced mortgage professional, I have the knowledge and expertise to empower you as you explore your options. Ensuring that you make the right choice for your unique situation is my ultimate goal.

    I hope you'll browse my website and various available loan programs, check out my decision-making tools and calculators

  • Reliant Lending
  • 2100 Northrop Avenue, Suite 900, Sacramento, CA, 95825
  • Lends in California
  • Headquartered in Sacramento, The Chris Kennedy Team represents all individuals/families that are in the market for buying, selling, or ReFinancing their home. We offer many loan products for a wide variety of borrowers, including first-time homebuyers, military families and rural residents. We also offer programs for medical physicians

  • Complete Mortgage
  • 3400 Cottage Way, Suite 6235, Sacramento, CA, 95825
  • Lends in California
  • Complete Mortgage are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • New Way Mortgage, Inc.
  • 1111 Howe Avenue, Suite 510, Sacramento, CA, 95825
  • Lends in California
  • Our mission is Fast, Easy and Affordable so we built a company using fresh technology, we over communicate and we’re nice. We’ve partnered with the nation’s Top Wholesale Mortgage Lenders to deliver the best rates, service and technology available. New Way Mortgage, Inc. is a Real Estate Broker licensed by the California Dept of Real Estate.

  • PMG Home Loans
  • 1010 Hurley Way, Suite 110, Sacramento, CA, 95825
  • Lends in California
  • PMG Home Loans has been committed to helping homebuyers and homeowners throughout California get the highest quality home loans, with the fastest possible approvals and delivery times. We understand clients’ needs when it comes to financing, whether it’s a first-time homebuyer, a homeowner looking to renovate after settling into a career.

  • Liberty Financial
  • 1010 Hurley Way # 290, Sacramento, CA, 95825
  • Lends in California
  • Whether your buying, selling or looking to invest into real estate my goal is to serve each client’s individual needs by providing exceptional customer service and dedication to find your ideal home. I will guide you along the way through buying/selling process to achieve outstanding results.

  • CAPITAL CITY LENDING
  • 2335 American River Drive, Suite 40, Sacramento, CA, 95825
  • Lends in California
  • Capital City Lending is partnered with some of the top lenders in the country. The company prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation