FHA VS Conventional loan programs in Arden-Arcade, Sacramento County, California

In 2025, the maximum limit for conventional loans in Arden-Arcade, within the county of Sacramento, CA, is $763,600. Meanwhile, the FHA limit for a single-family home is $763,600.

Utilize Lendersa®'s Conventional loan calculator to evaluate the best rates of the day for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and necessary documents for qualification. Our advanced mortgage tool provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program for your personal financial needs in CA.

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Loan Limits and Down Payment Requirements for 2025 in Arden-Arcade, Sacramento, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This comparison table is relevant for the following zip codes: 95864, 95821, 95825, 95608, 95860, 95865, 95866

Exploring Conventional and FHA Loan Options in Arden-Arcade, CA

The ambition of Lendersa® is to ensure you quickly get the best possible Conventional, USDA, or FHA loan with ease. Choose from three available starting paths to connect you with ideal lenders and loan programs.

Outcomes of Lendersa USDA loan request and matching


  • Texas Best Home Loans LLC
  • 924 Colorado Dr., Allen, TX, 75013
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and best of all quality service and individual attention. We've been helping customers afford the home of their dreams and we love what we do. We are home loan experts, let us know if you have questions.
  • Mortgage X-Change
  • 400 W Bethany Dr, Suite 130, Allen, TX, 75013
  • MortgageX-Change.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,
  • Mortgage Consultants Ltd
  • 7290 Virginia Pkwy, Suite 2000, McKinney, TX, 75071
  • As professionals working within the real estate industry, Cynthia Brugge and her associates recognized the lack of information, education and choices available to the purchasing public and in 1982 they pioneered a new type of brokerage firm. This education has shifted power from the real estate and financial institutes to the consumer
  • Stone Lake Mortgage
  • 1220 Coit Rd, Suite 107, Plano, TX, 75075
  • Stone Lake Mortgage make the decision easy. The reason is because at the top of our list is a commitment to simplifying the entire mortgage process with a warm and professional approach! Therefore, when working with Stone Lake Mortgage, not only will we treat you with the respect you deserve
  • BLUESKY LENDING, LC
  • 1255 W 15th, Suite 470, Plano, TX, 75075
  • BlueSky Lending, LC is a Mortgage Broker that has established relationships with over 30 Lenders to guarantee that we can provide the Best Rates, Fastest Closings and Lowest Closing Costs. We specialize in offering the largest choice of Loan Products to meet any clients Residential Loan needs.
  • American Mortgage Advisers, Inc
  • 5310 Harvest Hill Rd, Suite 211, Dallas, TX, 75230
  • American Mortgage Advisers, Inc team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify.
  • The First National Bank of Tom Bean
  • 109 S. Britton, Tom Bean, TX, 75489
  • Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.
  • hifi Hard Money
  • 12750 Merit Dr, Suite 800, Dallas, TX, 75251
  • Since 2015, hifi has made a name for itself by teaming with investors throughout the DFW Metroplex. Thing is, it was a different name: Lone Star Hard Money. Now we’re called hifi Hard Money, and it’s more than a new moniker. It’s a whole new level of professional expertise, personal service.
  • Kensington Bank
  • 321 Washburn Avenue, Belgrade, MN, 56312
  • Kensington Bank is a community bank with locations in Belgrade, Cokato, Elrosa, Herman, Kensington, Saint Cloud, and Willmar, MN. We strive to provide excellent service and growth along with our customers. To be a trusted partner in the financial success of our customers one relationship at a time and give back to the communities we serve.
  • Welch State Bank
  • 396 S Commercial St, Welch, OK, 74369
  • We are a local bank, with local people, that make local decisions. At Welch State Bank, we have the Lending experts to help with your financing needs and we offer a variety of consumer loans, including Home Purchase, Home Improvement, Construction, Auto, Boat, and other-purpose loans.