FHA VS Conventional loan programs in Mather, Sacramento County, California

In 2025, the conventional loan limit for a single-family home in Mather, Sacramento county, CA is $763,600, whereas the FHA limit is $763,600.

Utilize the Lendersa® Conventional loan calculator for comparing today's top rates of Conventional versus FHA and USDA loans. This tool aids you in assessing the required income, credit, reserves, and documents for qualification. Displaying Conforming Conventional, USDA, FHA, and VA loans side by side, it helps you choose the best program suited to your financial scenario in CA.

Compare loan offers from 100 lenders

Loan Limits and Downpayment Requirements 2025 in Mather, Sacramento, CA

Loan Type Loan Limit Down payment
Conventional Conforming $763,600 3%
USDA $540,000 0%
FHA $763,600 3.5%

This table applies to zip codes: 95655, 95827

Exploring Conventional and FHA Loan Options in Mather, CA

Lendersa® aims to swiftly secure the best possible Conventional, USDA, or FHA loan with minimal hassle. Begin with one of three strategies to find matching lenders and appropriate programs.

Lendersa USDA loan request and matching results


  • Mortgage Globe
  • 15250 Ventura Blvd, Suite 715, Sherman Oaks, CA, 91403
  • Mortgage Globe Inc is a premier mortgage company that specializes in residential and complex commercial loans. With years of expertise and knowledge in the area of mortgage loan, we have managed to build trust and strong customer relationship through in-depth understanding of clients’ needs and expectations.
  • Patch of Land
  • 15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
  • Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
  • Patch of Land
  • 15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
  • Patch of Land aims to solve the problem of slow, inefficient, fragmented and obscure private real estate lending by using the latest technology, data and process efficiency to more accurately assign risk profiles and project viability, while greatly reducing time and cost of loan underwriting for borrowers with real estate projects.
  • Helvetica Group
  • 15260 Ventura Blvd., Suite 1705, Sherman Oaks, CA, 91403
  • Helvetica is an investor-oriented organization of valued employees who work hard to become a trusted part of the lives of the families and investors in which we service. We are focused on meeting the real estate investment, planning and servicing needs of our investors in a way that is innovative, personal and professional.
  • Farmers Insurance Federal Credit Union
  • 2255 North Ontario Street, Suite 320, Burbank, CA, 91504
  • We have been taking care of the financial needs of Farmers employees and agents for over 70 years, currently serving over 50,000 members with over $650 million in assets. As a non-profit financial institution, our members are our owners. We offer higher savings yields and lower loan rates thank banks. And service is our priority.
  • iLoan Real Estate Co. Inc.
  • 2419 West Empire Avenue, Burbank, CA, 91504
  • We can always go back and fourth on which values outweigh one another, but the truth is honesty in this business is what truly matters. With many years experience and being up to date on all lending guidelines, it allows me to be able to truly provide all lending options and show side by side comparisons.
  • LaunchRate
  • 7758 N Glenoaks Blvd, Burbank, CA, 91504
  • We’re a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with best rates, terms & costs-to meet your unique needs.
  • Legacy Lending Group, Inc.
  • 9935 Cohasset Street, Burbank, CA, 91504
  • Legacy Lending Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • EZ Online Mortgage Inc.
  • 4804 Laurel Canyon Blvd, Suite 1199, Los Angeles, CA, 91607
  • EZ Online Mortgage is simple: we want to help you save money. We are committed to making sure all borrowers get the best loan program and mortgage rates possible, paired with unparalleled customer service and a stress-free application process. We are proud to call ourselves one of the most reputable and efficient mortgage.
  • GLF Mortgage Professionals
  • 4804 Laurel Canyon Boulevard, Suite 812, Valley Village, CA, 91607
  • GLF Mortgage Professionals mission is to be the only mortgage company you'll ever choos a partner to help you finance your dreams. This takes more than a website and mortgage calculator, it takes a personalized turn-key customer experience that is second to none.We offer competitive rates, industry experts, and reliable services.
  • Signature Lenders
  • 3959 Foothill Blvd, Suite 200, La Crescenta, CA, 91214
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan