FHA VS Conventional loan in La-Riviera, Sacramento County, California

For 2026, the Conventional loan limit in La-Riviera, allocated in Sacramento county, CA, is $675,050. The FHA limit for a single-family home is $675,050.

Use the Lendersa® Conventional loan calculator to compare the best available rates for Conventional, FHA, and USDA loans today. It aids in establishing the income, credit, reserves, and documents needed for qualification. This tool demonstrates Conforming Conventional loans, USDA, FHA, and VA options side by side, to help you select the best program in CA suitable for your financial situation.

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2026 Loan Limits and Down Payment Requirements in La-Riviera, Sacramento County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $675,050 3%
USDA $478,400 0%
FHA $675,050 3.5%

This table applies to the following zip codes: 95827

Conventional and FHA Loan Options in La-Riviera, CA

Lendersa® is committed to quickly and easily securing you the best possible Conventional, USDA, or FHA loan. Begin by selecting one of three approaches, each leading to appropriate lenders and loan programs.

See USDA loan requests and matching outcomes with Lendersa


La-Riviera Lenders

  • Metro Financial and Realty
  • 9521 Folsom Boulevard, Suite O, Sacramento, CA, 95827
  • Lends in California
  • We specialize in home loans. We have every loan product available to suit our client’s needs. We are competitively priced to ensure a great mortgage but service and knowledge to complement your experience.Metro Financial Services is not just here for your one transaction but we strive to earn your continuing relationship.

  • First U.S. Community Credit Union
  • 580 University Avenue, Sacramento, CA, 95826
  • Lends in California
  • First U.S. has been making a difference in the financial lives of our members with affordable loans, generous savings programs and friendly, personal service full line of savings options, loan solutions and decades of home financing experience, First U.S. has the products and services you need to achieve your goals.

  • Golden 1 Credit Union
  • 8945 Cal Center Dr, Sacramento, CA, 95826
  • Lends in California
  • The Golden 1 Credit Union aims to be #1 in the Gold Rush State. One of the largest credit unions in California, and among the top 10 in the US, the member-owned organization serves communities in central and northern parts of the state through 80-plus branches; nearly half of which in the Sacramento area. The Golden 1 has assets in excess

  • California Capital Mortgage Company
  • 401 Watt Avenue, Suite 5, Sacramento, CA, 95864
  • Lends in California
  • California Capital Mortgage Company was founded in 2008 and continues to grow and develop year after year. At California Capital, we have a dedicated team and we love what we do; this dedication permeates into every part of our company, enabling us to do everything efficiently from providing the highest level of customer service

  • City Center Financial
  • 3626 Fair Oaks Blvd, Suite 100, Sacramento, CA, 95864
  • Lends in California
  • The City Center Financial team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Our Mortgage Advisors here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • CalStateLender, Inc.
  • 530 La Sierra Drive, Sacramento, CA, 95864
  • Lends in California
  • "CalStateLender, Inc. is a Local Mortgage Brokerage located in Sacramento California. Started by industry veteran Sean Safholm to offer more options for local home buyers with super competitive rates & fees.
    The Mortgage Broker industry is seeing tremendous grown in the recent years as smart consumers learn that the Broker can offer the same mon

  • Mortgage Consultants Group
  • 2200 Sunrise Blvd, Suite 168, Rancho Cordova, CA, 95670
  • Lends in California
  • For 25 years we have been helping clients with home loans by giving them options and helping them navigate the lending process. Not sure you will qualify? There is NO COST to getting pre-approved, give us a call to get started today!

    Jim Langdon (Branch NMLS #304050) has been in the Home Loan Consulting business for 25 years.

  • Copeland Realty and Mortgage
  • 11251 Coloma Rd, Suite F, Gold River, CA, 95670
  • Lends in California
  • Copeland Mortgage can offer you a free loan estimate with the lowest interest rate and mortgage payment that is available in the market. Whether you are looking for the lowest interest rate and mortgage payment, a shorter term to pay your house off faster, or need cash out to consolidate debt or do home improvements,

  • Mariner Finance
  • 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
  • Lends in California
  • "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.

  • MTMG
  • 707 Commons Drive, Suite 103, Sacramento, CA, 95825
  • Lends in California
  • As an experienced mortgage professional, I have the knowledge and expertise to empower you as you explore your options. Ensuring that you make the right choice for your unique situation is my ultimate goal.

    I hope you'll browse my website and various available loan programs, check out my decision-making tools and calculators