FHA VS Conventional loan programs in 2025 for Fruitridge-Pocket, Sacramento County, California
For the year 2025, the conventional loan ceiling in Fruitridge-Pocket, within the county of Sacramento, CA, is $675,050. Meanwhile, the FHA limit for a single-family dwelling is $675,050.
The Lendersa® Conventional loan calculator is your tool for comparing today’s most competitive rates for Conventional, FHA, and USDA loans. It also helps you identify necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you to select the best program for your financial circumstances in CA.
2025 Loan Limits and Down Payment Requirements in Fruitridge-Pocket, Sacramento, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$675,050
3%
USDA
$478,400
0%
FHA
$675,050
3.5%
This table pertains to zip codes: 95820
Options for Conventional and FHA Loans in Fruitridge-Pocket, CA
At Lendersa®, our objective is to promptly secure the best possible Conventional, USDA, or FHA loans without the hassle. You can choose from three starting paths to find suitable lenders and loan programs:
Harvesters Credit Union began serving the employees and families of what is now International Paper in 1948. In 2003, we became a community charter credit union and opened our doors to anyone living, working, worshiping or attending school in Escambia and Santa Rosa counties. Since then, we’ve grown to serve over 20, 000 members
Community Focus Federal Credit Union, formally National Steel Federal Credit Union, was originally chartered in 1960 as a financial cooperative serving the salaried employees of National Steel and their families. In January 2002, CFFCU became a community chartered credit union to better serve the National Steel employees
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
28 North Saginaw Street, Suite 201, Pontiac, MI, 48342
At Centerbrook Mortgage Company, founded in West Bloomfield and based in Pontiac, Michigan, is built around our belief that acquiring a home loan should be a positive experience. When you work with us, you will be impressed by the level of service we will provide! We specialize in purchases, refinancing, investment properties.
Michigan Mortgage Solutions was created to serve as resource for future and current homeowners to use in order to get educated about their finances and make better mortgage financing decisions. We’ve assembled a team of experts in order to better meet the needs of our visitors and together we have over 30 years experience in mortgage lending
2100 Executive Hills Blvd, Auburn Hills, MI, 48326
Genisys Credit Union is a not-for-profit, member-owned financial institution that has been committed to helping its members financially since 1936. Based out of Auburn Hills, Genisys is one of the largest credit unions in Michigan and one of the strongest in the country with over $2.3 billion in assets.
Average mortgage brokers do what's best for them and not for you. At Range Lending, our team of the best and brightest in the mortgage business will find the best loan options for your situation. We recognize that you are a human and not just a loan number, and we treat you accordingly.
2601 Cambridge Court, Suite 210, Auburn Hills, MI, 48326
PARDA Federal Credit Union is a unique and diverse organization. We pride ourselves in recruiting and retaining top talent to achieve our member service initiatives. We offer challenging positions, opportunities for advancement, and a business environment. PARDA also offers a number of employee benefits
Here at SafeWay we live by, every client every time, and we always make sure to offer the smartest mortgage solution from refinancing to purchasing your dream home. Our mission is to walk each client through the mortgage process and make sure we educate the client throughout the process of obtaining a new mortgage solution.
