FHA VS Conventional loan in Lamont, Kern County, California
For 2026, the Conventional loan limit in Lamont, within Kern county, CA, is $726,200, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA programs side by side, to help you decide on the best program for your financial needs in CA.
2026 Loan Limits and Down Payment Requirements in Lamont, Kern, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,100
0%
FHA
$472,030
3.5%
The comparison table applies to these zip codes: 93307
Options for Conventional and FHA Loans in Lamont, CA
The goal of Lendersa® is to secure the most favorable loan, whether it be Conventional, USDA, or FHA, quickly and without hassle. Select one of three starting points to connect with suitable lenders and loan programs.
5118 Winter Pasture Avenue, Bakersfield, CA, 93313
Lends in California
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
5001 California Ave, Suite 218, Baskersfield, CA, 93309
Lends in California
Dream House Lending is the place for you. We make it easy and fast to get pre-approved for your loan. You can apply online or over the phone in just minutes, so there’s no reason not to! Plus, we have a network of lenders that are ready to help you.
Our lenders will work with you every step of the way – from finding out what kind of home loan wo
4560 California Ave, Suite 300, Bakersfield, CA, 93309
Lends in California
Cornerstone Mortgage is a locally owned and operated company with over twenty five years of experience in the lending industry. We offer a variety of loan products to fit our client’s specific needs. Each client is different and their lifestyles require special planning. We are dedicated to helping our clients choose the right loan.
1200 Discovery Drive, Ste. 300, Bakersfield, CA, 93309
Lends in California
GEM Mortgage, a division of Golden Empire Mortgage (GEM) is proud to hold ourselves as one of the most respected lenders in the mortgage industry for nearly 30 years. The GEM business philosophy holds true that all consumers deserve access to credit, where “our customers are our business” is the cornerstone for excellence.
5060 California Ave, Suite 1090-F, Bakersfield, CA, 93309
Lends in California
The Clarity Home Loans Team is committed to providing clients with the highest quality home loans combined with some of the most competitive mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage
5001 California Avenue, Suite 200, Bakersfield, CA, 93309
Lends in California
Agape Mortgage provide you the best information to help you decide to purchase or refinance your personal home, vacation home or investment property. You can trust us to help you find the loan program that is best for you and your family, according to your goals.The loan process can be a source of anxiety.
Equity Loans (hard money). We are a direct equity lender operating in the Bakersfield area since 1980. and therefor Equity 1 Loans has specializes in making cash, money loans, on homes, and manuf homes with lot and foundation, and residential income property for over 35 years.and also Equity Loans A+ rating from the Better Business Bureau
5201 California Ave, Suite 450, Bakersfield, CA, 93309
Lends in California
MLD Mortgage Inc., dba The Money Store ® is a Full Service Mortgage Banker headquartered in Florham Park, New Jersey, and is licensed in 48 states across the country.Our focus is to provide highly competitive, responsible mortgage loans to everyday homeowners.For over 40 years, The Money Store® name has been synonymous with mortgage lending
5100 California Ave, Suite 110, Bakersfield, CA, 93309
Lends in California
Accelerated Lending Group is a full service Mortgage Brokerage Company. FHA, VA, Conventional, Private Money, Bank Statement Program, ITIN, Commercial and Construction Lending. Our mission is to find the right loan to meet the specific needs of our clients. We not only put our clients first we put our Mortgage Loan Originators first.
"Valley Mortgage Investments (VMI) was formed in 2009 as a privately held firm focusing on funding and servicing private money loans secured by real estate. We work with a multitude of investors in placing their funds in privately held real estate loans (Trust Deeds).
Since our inception, we have funded hundreds of loans."
