FHA VS Conventional loan in Lamont, Kern County, California

For 2025, the Conventional loan limit in Lamont, within Kern county, CA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA programs side by side, to help you decide on the best program for your financial needs in CA.

Compare loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in Lamont, Kern, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,100 0%
FHA $472,030 3.5%

The comparison table applies to these zip codes: 93307, 93241

Options for Conventional and FHA Loans in Lamont, CA

The goal of Lendersa® is to secure the most favorable loan, whether it be Conventional, USDA, or FHA, quickly and without hassle. Select one of three starting points to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • United Bank of Union
  • 15 E. Main Street, Union, MO, 63084
  • Our mission is to protect customer deposits through safe and sound operations of the bank, to be leaders in supporting our community while providing an above average return on our stockholders'​ investments and providing our employees with an excellent opportunity for growth and advancement.
  • The First National Bank of Coleraine
  • 600 Powell Ave, Coleraine, MN, 55722
  • The First National Bank of Coleraine is proud to be a part of the local community. Since 1906 we have been committed to understanding the needs of the community and working with our friends and neighbors. By taking the time to know you, we believe we will be better able to meet all your financial needs.
  • FMB
  • 959 North Commercial Avenue, Saint Clair, MO, 63077
  • We at Farmers & Merchants Bank appreciate our customers and Facebook Fans, and we strive to give you the best customer service possible. That is why we encourage you to contact us directly if you have questions about your account.Facebook Fans, and we strive to give you the best customer service possible.
  • Peoples Bank & Trust
  • 430 East Wood St., Troy, MO, 63379
  • The Great Depression, expansion and breakthroughs in technology; Peoples Bank & Trust has survived and experienced it all since we opened our doors as Peoples Bank of Hawk Point in 1924. There have been peaks and valleys along the way, but we have never stopped in our commitment to providing the best banking and lending products
  • F&M Bank & Trust
  • PO Box 928, Burlington, IA, 52601
  • Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else. Farmers & Merchants Savings Bank was chartered on March 1, 1916.
  • Merchants and Planters Bank
  • 120 Hazel Street, Newport, AR, 72112
  • Merchants and Planters Bank traces its roots back to 1946 in Tupelo, Arkansas, when the nation was recovering from World War II. Businesses and agricultural operations were expanding, and the financial needs for local farmers and merchants were also growing as the economy was on a post-war fast track. To help meet those financial needs
  • Hiawatha National Bank
  • 220 East Oak Street, Glenwood City, WI, 54013
  • Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.
  • RiverBank
  • PO Box 397, Pocahontas, AR, 72455
  • We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product
  • Marine Bank & Trust
  • 507 Main St., Augusta, IL, 62311
  • Marine Bank & Trust was founded as Marine Trust Company of Carthage in 1932. Originally located at 500 Wabash Ave in Carthage, Illinois, today, Marine Bank & Trust has three locations in Carthage, Hamilton, and Augusta, Illinois. In 2010, Marine Bank & Trust became part of United Community Bancorp, Inc.
  • Central State Bank
  • 102 North Main Street, Elkader, IA, 52043
  • Central State Bank is a family-owned and locally operated financial institution serving eastern Iowa. With locations in six communities: CSB offers a wide variety of personal and commercial products/services, a strong staff and a personal touch and We aim to become a total solution for individuals and businesses who want more from their bank.