Explore the differences! FHA VS Conventional loan programs in Rosedale, Kern County, California
Throughout 2025, the conventional loan limit in Rosedale, located within Kern county of CA, is defined as $726,200. For a single-family home, the FHA limit is set at $472,030.
The Lendersa® Conventional loan calculator is at your disposal to compare the most suitable rates today between Conventional, FHA, and USDA loans. This tool allows you to assess the necessary income, credit requirements, reserves, and documentation needed for approval. The advanced mortgage calculator offers a comprehensive side-by-side overview of Conforming Conventional loans, USDA, FHA, and VA options to help you identify the program in CA that best fits your financial situation.
Understanding 2025 Loan Limits and Downpayment Requirements in Rosedale, County of Kern, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$345,100
0%
FHA
$472,030
3.5%
This comparison table is applicable to zip codes: 93314
Exploring Conventional and FHA Loan Options in Rosedale, CA
Lendersa® has a commitment to obtaining the most favorable loan terms for you, whether it's through Conventional, USDA, or FHA options, efficiently and smoothly. Begin your process by selecting from one of the three pathways that lead to connecting with lenders and appropriate loan programs.
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Iowa State Bank presents this page to you through Facebook. Facebook is owned by a third party not affiliated with ISB, and ISB is not responsible for Facebook’s privacy or security policies.
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