FHA VS Conventional loan programs in Silver-Lakes, San Bernardino County, California

In 2026, the Conventional loan limit for Silver-Lakes, situated in the county of San Bernardino, CA, is $647,200, while for a single-family home, the FHA limit is set at $562,350.

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Utilize the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and required documents for qualification. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA, enabling you to decide which program in CA fits your financial situation best.

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2026 Loan Limits and Down Payment Requirements in Silver-Lakes, County of San Bernardino, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $381,800 0%
FHA $562,350 3.5%

This comparison table applies to the zip codes: 92342

Options for Conventional and FHA Loans in Silver-Lakes, CA

Lendersa® strives to provide you with the most suitable Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three starting points to connect with matching lenders and loan programs.

  1. Submit a comprehensive request for loan optimization with Conventional/USDA/FHA
  2. Access Conventional, USDA, and FHA rates & terms initially
  3. Browse the largest database of Conventional lenders
Lendersa USDA loan request and matching results



  • i-bank Tennessee
  • 5050 Poplar Ave, Memphis, TN, 38157

  • At i-bank. A bank that is independent minded and not afraid to do things a little differently. A bank focused on customer service and the unique needs of each individual who banks with us. A bank that genuinely cares for our customers and strives to help each of them reach their goals and their own financial independence.

  • Bayou Federal Credit Union
  • 5880 Florida Boulevard, Baton Rouge, LA, 70806

  • Bayou Federal Credit Union has been open since 1954. The credit union has assets totaling $81.18 Million and provides banking services to more than 8, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • LH Lending
  • 7171 Florida Boulevard, Baton Rouge, LA, 70806

  • LH Lending LLC holds itself to extremely high standards of integrity, professionalism and customer service. The purchase of a new home is an important decision, and LH Lending LLC is committed to making the financing of your new home straightforward and comfortable. We also take pride in making sure refinance transactions

  • Custom Mortgage Lending Group LLC
  • 7341 Jefferson Highway, Suite K, Baton Rouge, LA, 70806

  • A custom mortgage tailored to you means a fast and hassle-free home loan. Plus save time & money while we shop over 100 lenders & banks to get you the best deal. Many folks that come to us looking for a mortgage are tired. They're tired of filling out multiple applications, tired of wasting time, & tired of being jerked around by the big banks.

  • UTOPIA HOME MORTGAGE
  • 1500 Lobdell Ave, Suite A, Baton Rouge, LA, 70806

  • At Utopia Home Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available.

  • Essential Federal Credit Union
  • 2370 Towne Center Blvd, Baton Rouge, LA, 70806

  • Essential FCU is a community chartered Credit Union. Our field of membership includes the nine parishes of the Greater Baton Rouge Community! Now, anyone who lives, works, worships or attends school in the following parishes may join Essential Federal Credit Union: East Baton Rouge, West Baton Rouge, East Feliciana, Etc

  • Eagle Federal Credit Union
  • 2271 College Drive, Baton Rouge, LA, 70808

  • In 1942, Eagle Federal Credit Union was organized to promote thrift and well being to its members. Today, Eagle Federal provides a solid financial partnership that members rely on from youth through retirement.Credit Union was organized to promote thrift and well being to its members.

  • Atlantic Lending
  • 4626 Concord Ave., Baton Rouge, LA, 70808

  • At Atlantic Lending, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Parish Lending, LLC
  • 520 Albert Hart Dr, Baton Rouge, LA, 70808

  • Parish Lending is a mortgage brokerage serving the needs of home buyers, realtors, and builders. We have a full range of loan products dedicated to finding the best rates, terms & costs--to meet our clients' needs specific needs. NMLS# 1902562brokerage serving the needs of home buyers, realtors

  • LA Lending, LLC
  • 2051 Silverside Drive, Suite 100, Baton Rouge, LA, 70808

  • Whether you're purchasing your first home, a seasoned buyer, looking to cashing out equity, or simply looking to identify all options available to you - LA Lending is your best choice! Chasity Graff has owned and operated LA Lending, LLC since 2007. Starting the brokerage firm at 27 has allowed her to help thousands of local families

  • Bank of Springfield
  • 3400 Wabash Ave, Springfield, IL, 62711

  • BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
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