FHA VS Conventional loan programs in 2025 for Bear-Valley-Springs, Kern County, California
For 2025, the conventional loan limit in Bear-Valley-Springs, located in the county of Kern, CA, is $647,200. The FHA limit for a single-family home is set at $420,680.
Leverage the Lendersa® Conventional loan calculator to evaluate the top rates currently available for Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans compared side by side, allowing you to identify the best program in CA for your particular financial needs.
2025 Loan Limits and Down Payment Requirements in Bear-Valley-Springs, Kern, CA
Type of Loan
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$291,100
0%
FHA
$420,680
3.5%
This table is applicable to the following zip codes: 93561
Conventional and FHA Loan Options in Bear-Valley-Springs, CA
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