For 2026, the conventional loan limit in Bear-Valley-Springs, located in the county of Kern, CA, is $647,200. The FHA limit for a single-family home is set at $420,680.
Leverage the Lendersa® Conventional loan calculator to evaluate the top rates currently available for Conventional, FHA, and USDA loans. Assess income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans compared side by side, allowing you to identify the best program in CA for your particular financial needs.
Compare loan offers from over 100 lenders
| Type of Loan | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $291,100 | 0% |
| FHA | $420,680 | 3.5% |
This table is applicable to the following zip codes: 93561
The mission of Lendersa® is to match you with the best Conventional, USDA, or FHA loans quickly and without hassle. Start from one of three paths to link directly with matching lenders and loan programs.
|
|
|
|
|
|
|
|
Bridge Loan Guides
