FHA VS Conventional loan in Tehachapi, Kern County, California

In the year 2025, the limit for a Conventional loan in Tehachapi, in Kern county, CA, is set at $726,200. The FHA limit, on the other hand, stands at $472,030 for a single-family home.

Leverage the Lendersa® Conventional loan calculator to evaluate and compare the current rates for Conventional, FHA, and USDA loans. Discover the essential income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, compare Conforming Conventional loans, USDA, FHA, and VA side by side, helping you to decide which program in CA suits your financial needs best.

Explore and compare loan offers from 100 lenders

Loan limits and down payment details for 2025 in Tehachapi, county of Kern, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $345,100 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 93561, 93581

Explore Conventional and FHA Loan Programs in Tehachapi, CA

The aim of Lendersa® is to provide you with the most advantageous Conventional, USDA, or FHA loan swiftly and hassle-free. Begin with one of three available paths, leading to matching lenders and tailored loan programs.

Matching results for USDA loan requests at Lendersa


  • Hall Lending Group
  • 1918 St Andrews Ct NE, Cedar Rapids, IA, 52402
  • Hall Lending Group was created by Hope Hall with one mission in mind: to provide customers with the best home loan experience possible. For nearly two decades, we have been helping families meet their goals of home ownership with the best interest rates and loan programs available.
  • Iowa Mortgage Solutions
  • 4403 1st Ave SE, Suite 110, Cedar Rapids, IA, 52402
  • The IMS Home buyer Grant Program is a mortgage credit program that can help paying a down payment or other initial costs of buying a home. This money can be can be used for closing costs, setting up escrow accounts, or making a down payment. This is an extremely valuable program for somebody with steady
  • First Southeast Bank
  • 3 Main Ave N, Harmony, MN, 55939
  • Throughout southeast Minnesota & Northern Iowa, First Southeast Bank has been providing a wide range of services as your local, family owned community bank. First Southeast Bank, Harmony location, undergoes a major renovation to the interior and of the building with a large addition added. In 2011 Canton State Bank merges into First Southeast Bank.
  • Southern Heritage Bank
  • 5211 Jackson Street, Alexandria, LA, 71303
  • Let Southern Heritage Bank help celebrate one of the most exciting times of your life by choosing us for your mortgage needs! While buying a home is one of the biggest decisions you'll ever make, selecting the right mortgage loan can be just as important. Your lifestyle. Your budget. Your comfort level.
  • Progressive Bank
  • 1411 N 19th St, Monroe, LA, 71211
  • At Progressive Bank, our purpose is 'to help people achieve their dreams'​ and we accomplish this purpose through our nine financial center locations across North Louisiana with centers in Monroe, West Monroe, Winnsboro, Bossier City, and Shreveport and through our full-service website at www.progressivebank.com.
  • Residential Mortgage Network, Inc.
  • 2507 Highlander Place, Iowa City, IA, 52245
  • Residential Mortgage Network, Inc. is a mortgage bank providing USDA Rural Development, VA, Conventional, FHA and New Construction Loans to borrowers throughout the state of Iowa.Since 1987, our loan officers have been passionate about providing excellent home loan programs and outstanding customer service.
  • Danville State Savings Bank
  • 109 North Main Street, Danville, IA, 52623
  • Danville State Savings Bank is a community institution with a legacy of strong and steady relationships. We look back at our history to help you move forward. Today’s customer requires access to account information after regular business hours — and from wherever she or he happens to be at the time. Your bank is ready to meet this demand.
  • District 08 FCU
  • 3300 South MacArthur Drive, Alexandria, LA, 71301
  • District 08 State Highway Employees Federal Credit Union, Charter No. 14651 came to it's being after an Organization Certificate was prepared and signed on October 12, 1961 and approval received on the 31st day of October 1961. District 08 Federal Credit Union was chartered under federal law.
  • Southern Heritage Bank LA
  • 701 4th St, Suite B, Alexandria, LA, 71301
  • Southern Heritage Bank is an independently owned community Bank with a concern for meeting the financial needs of the residents of Rapides, Catahoula, and LaSalle parishes. Southern Heritage Bank is currently celebrating 44 years of service to residents of Lasalle, Catahoula and Rapides Parishes!
  • Red River Bank
  • 1412 Centre Court Dr, Suite 101, Alexandria, LA, 71301
  • In 1999, a group of Louisiana community/business leaders founded Red River Bank on the ideals of community banking. Today we've grown to a statewide footprint, and that community commitment is stronger than ever. The origins of Red River Bank can be followed all the way back to the very heart of Louisiana. There, near the banks of the Red Rive