FHA VS Conventional loan programs in 2024 for Ben-Lomond, Santa Cruz County, California

In 2024, Convetional loan limit in Ben-Lomond, county of Santa Cruz, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Ben-Lomond, county of Santa Cruz, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 95005, 95018

Conventional and FHA loan options in Ben-Lomond, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mortgage PRO Loan Services LLC
  • 4625 Nobel Pass, Cumming, GA, 30041
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Atlas Wholesale Mortgage LLC
  • 410 Peachtree Parkway, Building 400, Suite 4245, Cumming, GA, 30041
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Cumming Loans LLC
  • 3160 Caney Estate Place, Cumming, GA, 30041
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Kennedy Financial Inc.
  • 2425 Flat Stone Drive, Cumming, GA, 30041
  • Kennedy Financial, Inc. is a Georgia residential mortgage broker. We specialize in custom tailoring home mortgage loans to fit each customer’s specific circumstances. Whether it’s buying a new home, refinancing to a lower rate, getting cash out to pay off high interest debt, or making home improvements.
  • SUNVIEW MORTGAGE INC.
  • 1745 Porterton Way, Cumming, GA, 30041
  • Sunview Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • LoanPro Mortgage Solutions, LLC
  • 3840 Windermere Parkway, Suite404, Cumming, GA, 30041
  • We are an innovative mortgage company that represents a wide variety of highly rated lending institutions, which provide our borrowers with outstanding service and consistently low rates. At LoanPro Mortgage Solutions we individually approach each client and use common sense to provide our borrowers with the best possible loans.
  • PURE LENDING
  • 2150 Manor View, Cumming, GA, 30041
  • Pure Lending specialize in residential mortgages. At Pure Lending, we will find a suitable loan for each borrower. Unlike the big banks that have "order takers" that help you with your loan, we have skilled loan specialists We know what it takes to get through underwriting quickly. Furthermore
  • Atlanta Private Lending
  • 410 Peachtree PKWY Building 400 Suite 4245, Cumming, GA, 30041
  • Atlanta Private Lending specializes in providing funding to real estate investors to purchase, refinance, rehab or pull cash out of their investment or commercial properties. Unlike banks, we use a common sense underwriting system that allows much more flexibility and ease in your loan process.
  • Hard Money USA
  • 410 Peachtree Parkway Building 400, Suite 4245, Cumming, GA, 30041
  • Hard Money USA is a direct hard money lender. We lend to real estate investors who need funding fast. It’s hard to know who to trust when looking for a hard money or private money lender. Hard Money USA is your trusted resource for private money loans nationwide. Based in Atlanta, GA, Hard Money USA has been providing private money and hard mon