In 2026, the Conventional loan limit in Felton, within Santa Cruz county, CA, is $805,000. Meanwhile, the FHA limit for a single-family home is $805,000.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the requirements for income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you view Conforming Conventional, USDA, FHA, and VA loans side by side to decide which program in CA best fits your financial situation.
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| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $805,000 | 3% |
| USDA | $626,500 | 0% |
| FHA | $805,000 | 3.5% |
This comparison table applies to zip codes: 95018
The mission of Lendersa® is to help you secure the best Conventional, USDA, or FHA loan quickly and without hassle. Select one of three starting strategies to connect with matching lenders and suitable loan programs.
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