FHA VS Conventional loan in Bonny-Doon, Santa Cruz County, California

In 2024, Convetional loan limit in Bonny-Doon, county of Santa Cruz, CA is $970,800 while FHA limit is $970,800 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Bonny-Doon, county of Santa Cruz, CA

Loan Type Loan Limit Down payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

The comparison table applies to zip codes: 95060

Conventional and FHA loan options in Bonny-Doon, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
  • We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
  • My Community Credit Union
  • 600 West Louisiana, Midland, TX, 79701
  • My Community Credit Union was federally charted on February 13, 1952, when a local man visited a bank to request a loan for the purchase of a home and was denied. A small group of co-workers for the Atlantic Refining Company (ARCO) joined together to finance this loan so that he could purchase his home.
  • Community National Bank (Midland, Texas)
  • 500 W. Illinois Ave., Midland, TX, 79701
  • Community National Bank, established in 1984, continues to expand upon our original mission to provide a strong, locally owned, community bank. CNB distinguishes ourselves through a focused dedication to the success of the the DFW, Midland, Odessa, & Stanton communities by providing outstanding customer experiences to those we are honored to serve.
  • HNB Mortgage
  • 2101 West Wadley, Suite 36, Midland, TX, 79705
  • Our #1 priority is to provide superior customer service and complete customer satisfaction with the highest level of integrity and professionalism. As a customer of HNB MORTGAGE, you will have an open line of communications with our Loan Specialist Teams. All loan functions of the loan process are managed in our local branches.
  • Bravera Bank
  • 220 1st Ave W, Dickinson, ND, 58601
  • We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
  • Flatwater Bank
  • 900 Lake Avenue, Gothenburg, NE, 69138
  • Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
  • First State Bank Nebraska
  • 605 10th Street, Gothenburg, NE, 69138
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
  • American State Bank & Trust
  • 223 Main Street, Williston, ND, 58802
  • American State Bank and Trust Company to be the premier provider of financial services in our trade area by partnering with our customers to achieve their financial goals & also At ASB&T we call our approach to business Banking Your Way. By providing unmatched customer service, we can continue to improve financial outcomes for our valued customers.
  • Western Cooperative Credit Union
  • 1300 Bison Drive, Williston, ND, 58802
  • Western Cooperative Credit Union exists for the financial benefit of its members. Its purpose shall be to maximize member benefits through cost effective financial services, education consistent with cooperative principles, prudent management, and to maintain a strong presence in our communities.
  • Dakota West Credit Union
  • 340 Main St, Watford City, ND, 58854
  • Dakota West Credit Union is dedicated to helping our members grow with comprehensive, competitive financial products partnered with personal, professional service. It is our vision to deliver consistently the essential financial services in the communities we serve that promote agriculture and commerce while improving the quality of our members.
  • First Bank and Trust of Memphis
  • 501 Main Street, Memphis, TX, 79245
  • First Bank & Trust of Memphis of Memphis, TX provides banking services. The Bank offers checking accounts, credit & debit cards, loans, insurance, payment protection, phone banking, bill pay, and merchant services. We started as a community bank, and even though we’ve grown, we haven’t really changed.
  • Custer Federal State Bank
  • 341 South 10th Avenue, Broken Bow, NE, 68822
  • Custer Federal State Bank we pride ourselves on giving each customer the most convenient and secure financial services available adorned with a superior customer service experience and hometown feel. Custer Federal State Bank has all the tools you need to achieve your financial goals.