In 2026, the maximum Conventional loan limit in Bonny-Doon, part of Santa Cruz county, CA, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.
Employ the Lendersa® Conventional loan calculator to examine today's best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in deciding which program in CA is best for your finances.
Compare loan offers from 100 diverse lenders
| Type of Loan | Loan Limit | Down Payment |
| Conventional Conforming | $970,800 | 3% |
| USDA | $657,900 | 0% |
| FHA | $970,800 | 3.5% |
This comparison table applies to zip codes: 95060
At Lendersa®, our aim is to secure the best Conventional, USDA, or FHA loan for you swiftly and without hassle. Select one of the three approaches to connect with matching lenders and loan programs tailored to your needs.
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