Conventional Vs. FHA Lending requirements Boulder-Creek, CA in 2026

For 2026, the Conventional loan limit in Boulder-Creek, within Santa Cruz county of CA, is set at $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Utilize the Lendersa® Conventional loan calculator to compare the best rates today for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, examine side-by-side options of Conforming Conventional, USDA, FHA, and VA to decide which program in CA best suits your financial needs.

Available Options for Conventional and FHA Loans in Boulder-Creek, CA

The aim of Lendersa® is to ensure you secure the best Conventional, USDA, or FHA loan quickly and effortlessly. Choose one of three starting points to match lenders and suitable loan programs.

Official Lendersa USDA loan request and results

Boulder-Creek Lenders
(831) 425-7708 Lender's profile and map Santa Cruz Community Credit Union 324 Front Street, Santa Cruz, CA, 95060 Lends in California The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.
(831) 426-9880 Lender's profile and map Tedrowe Realty & Investments 125 Jewell Street, Santa Cruz, CA, 95060 Lends in California "Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988. Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
(408) 314-6328 Lender's profile and map UVC Financial 12280 Saratoga Sunnyvale Road, Suite 206, Saratoga, CA, 95070 Lends in California The UVC Financial Team is committed to providing clients with the highest quality home loans combined with some of the best mortgage programs suitable to your needs. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, doing a Reverse Mortgage, or consolidating debt.
(408) 688-0303 Lender's profile and map Coast Residential Funding, Inc. 14415 Big Basin Way, Suite B, Saratoga, CA, 95070 Lends in California John Lofano is committed to providing his clients with the highest quality financial services combined with the lowest rates available in your area. John works with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(408) 733-8788 Lender's profile and map Daisy Huang, Loan Officer 19925 Stevens Creek Blvd, Suite 100, Cupertino, CA, 95014 Lends in California Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(408) 512-5712 Lender's profile and map Ocean Mortgage 19620 Stevens Creek Blvd, Suite 280, Cupertino, CA, 95014 Lends in California We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
(408) 395-2000 Lender's profile and map Direct Mortgage Funding 236 N. Santa Cruz Ave, Suite 103, Los Gatos, CA, 95030 Lends in California Direct Mortgage Funding know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.Today's technology is providing a more productive environment to work in. For example, through our website.
(831) 291-9700 Lender's profile and map Affordable Home Finance 5521 Scotts Valley Drive, Suite 240, Scotts Valley, CA, 95066 Lends in California Affordable Home Finance is the California's First Choice for Mortgage Loans - As a Mortgage Broker we shop the Nations Top Lenders For You! We are committed to providing our clients with the best mortgage experience possible. As a cloud-based company, and a low-price market leader, we are uniquely equipped for the new normal we now face.
(408) 353-9784 Lender's profile and map Victoria Capital Mortgage Company 455 Los Gatos Boulevard, Suite 100, Los Gatos, CA, 95032 Lends in California "Mark is an Experienced and Top Producing Loan Agent based in Los Gatos but serving homeowners throughout California since 2003. Expert Advice. Responsive Service. Fast Turn Times. Expansive Product Selection. Great Rates. Home Refinance, Purchase, FHA, VA, Home Equity, Debt Consolidation.
(408) 354-1864 Lender's profile and map The Westside Mortgage Group 569 University Avenue, Los Gatos, CA, 95032 Lends in California Westside Mortgage is a boutique mortgage brokerage located in Los Gatos, California. The company was founded by Eric Cutting in 1994, and has originated and closed over 1.5 Billion in mortgage loans. The business relies solely on referrals from prior clients, and specializes in Purchase, Refinance, Equity and Private Lending.