FHA VS Conventional loan in Bret-Harte, Stanislaus County, California

In 2024, Convetional loan limit in Bret-Harte, county of Stanislaus, CA is $647,200 while FHA limit is $460,000 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Bret-Harte, county of Stanislaus, CA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $354,100 0%
FHA $460,000 3.5%

The comparison table applies to zip codes: 95358

Conventional and FHA loan options in Bret-Harte, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Cerus Financial
  • 4000 Barranca Parkway, Irvine, CA, 92604
  • Cerus Financial, your Southern California Boutique lender where exceptional customer service and relationship building is our number one priority. We’ve simplified the mortgage process with cutting edge cloud based technology and created the tools to give you a seamless hassle-free experience.
  • Altura Credit Union
  • 2847 Campus Parkway, Riverside, CA, 92507
  • Altura Credit Union was founded in Riverside in 1957. Over the many years, Altura has focused on its Members and their needs for products and services that will help them achieve their financial dreams. Today, we proudly serve more than 86, 494 Members who are not only our Members, but our owners as well.
  • Home Seekers Lending
  • 5225 Canyon Crest Dr, Suite 254, Riverside, CA, 92507
  • At Home Seekers Lending, we are home loan experts who are committed to making sure that you get the best home purchase or Refinancing experience. We are mortgage experts who will help you choose the best loans to match your goals, using our vast knowledge and wealth of experience as a map.
  • L.A. FINANCIAL MANAGEMENT & SERVICES
  • 3220 Riverside Drive, Suite A, Chino, CA, 92507
  • We are a full-service mortgage company based in Chino, CA. We specialize in FHA Loans & First Time Home Loans in Chino. We also serve the surrounding cities in San Bernardino County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term.
  • The Norris Group
  • 1845 Chicago Avenue, Suite C, Riverside, CA, 92507
  • The Norris Group is a real estate investment firm, California and Florida hard money lender, and real estate investment educator.
  • The Norris Group
  • 1845 Chicago Ave, Ste C, Ste C, Riverside, CA, 92507
  • The Norris Group is a real estate investment firm, California and Florida hard money lender, and real estate investment educator. We fund millions in hard money loans through our cutting-edge programs tailor built for professional real estate investors that are fixing and flipping, buying to hold rentals, and/or constructing new homes in Southern C
  • Lending USA inc
  • 1400 Quail St Suite 155, Newport Beach, CA, 92660
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. PRIVATE MONEY LENDING PRIVATE LENDING SERV
  • The F-Tranzacts Group
  • 100 Bayview Circle,, Newport Beach, CA, 92660
  • The F-Tranzacts Group specializes in arranging private money real estate loans. F-Tranzacts Group ensures transparency. We do private real estate financing for commercial properties, multi-family residential, investment residential properties, fix & flip projects, land, & construction. F-Tranzacts offers a private lending facility for a range of bu