FHA VS Conventional loan programs in 2025 for Ceres, Stanislaus County, California

In the year 2025, the limit for Conventional loans in Ceres, located in Stanislaus county, CA, is $726,200, whereas the limit for FHA-backed loans for a single-family house is $517,500.

Utilize the Lendersa® Conventional loan calculator to evaluate today's leading rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documents for qualification. This sophisticated mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA, helping you determine the best program for your needs in CA.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Details in Ceres, Stanislaus County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $412,000 0%
FHA $517,500 3.5%

This comparison table is valid for the following zip codes: 95358, 95351, 95307

Available Options for Conventional and FHA Loans in Ceres, CA

The goal at Lendersa® is to quickly and smoothly secure the best possible Conventional, USDA, or FHA loan. Begin with one of three approaches to connect with suitable lenders and loan options.

Results from USDA loan requests through Lendersa


  • Patriot Mortgage Corporation
  • 640 N 9th St, Cottage Grove, OR, 97424
  • Patriot Mortgage Corp. has been serving Oregon Residents for more than a decade. Throughout our company's distinguished history, we have managed to keep our customers coming back year after year. Why is this? Well, it's simple. We give our clients what they need. Not too many mortgage brokers can say that.
  • Cedar Woods Financial
  • 1115 S Main Street, Cedar City, UT, 84720
  • Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • Novus Home Mortgage, a division of Ixonia Bank
  • 2119 McCulloch Blvd N, Lake Havasu City, AZ, 86403
  • We offer full documentation, no documentation, bank statement programs, DSCR (Investment properties), asset depletion, land loans, commercial, OTC construction and cross-collateralized loans too. My commitment to honesty and integrity and extensive knowledge have made me a “go-to guy” for borrowers and other mortgage and real estate professionals.
  • HORIZON COMMUNITY BANK
  • 225 N. Lake Havasu Ave., Lake Havasu City, AZ, 86403
  • Chartered in 2002, one of the older charters in the state and one of only 13 charters in Arizona, Horizon Community Bank initially opened in Lake Havasu City and soon expanded throughout Mohave and La Paz Counties. In 2015, Horizon Community Bank entered the Greater Phoenix Metro market.
  • Summerlin Financial Inc
  • 349 Lake Havasu Ave S, Suite 106, Lake Havasu City, AZ, 86403
  • Summerlin Financial is committed to helping you reach your home financing goals, whatever they may be. We have unique loan programs to complement your unique needs. Connect with one of our experienced mortgage professionals to get started today. We are committed to quality customer service
  • Hi-Tech Mortgage, Inc
  • 2184 McCulloch Blvd, Suite A, Lake Havasu City, AZ, 86403
  • Hi-tech Mortgage, Inc was founded in 2007, and is located at 2184 Mcculloch Blvd N B in Lake Havasu City. Hi-Tech Mortgage, Inc. offers Lake Havasu City, AZ mortgage programs to fit your budget. Helping people get the best loan for their mortgage refinance or purchase For practical and knowledgeable advice and options, give us a call.
  • Trueline Capital
  • 547 SW 13TH St, Suite 201, Bend, OR, 97702
  • Trueline Capital, LLC is located in Bend, OR, United States and is part of the Other Financial Investment Activities Industry. Trueline Capital, LLC has 9 total employees across all of its locations and generates $502, 918 in sales (USD). (Employees and Sales figures are modelled).
  • Mountain Mortgage
  • 19405 SW Kemple Drive, Bend, OR, 97702
  • Mountain mortgage With all that Central Oregon has to offer it is a refreshing change to work with a Mortgage Broker who ALWAYS answers the phone even when that phone happens to be DEEP in the Mountains. Call me with questions about home loans and current mortgage rates anytime..
  • Oracle Funding Corp
  • 19403 Charleswood Lane, Bend, OR, 97702
  • At Oracle Funding Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Black Diamond Financial LLC
  • 213 SW Columbia Street, Suite 3, Bend, OR, 97702
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line