In 2026, the Conventional loan limit in West-Modesto, county of Stanislaus, CA is $647,200, whereas the FHA limit for a single-family home is $460,000.
Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to choose the most suitable program in CA for your financial needs.
Compare loan offers from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $354,100 | 0% |
| FHA | $460,000 | 3.5% |
This comparison table is applicable to the following zip codes: 95358
Lendersa® is dedicated to getting you the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting points that connect you with matching lenders and loan programs.
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