FHA VS Conventional loan programs in West-Modesto, Stanislaus County, California

In 2025, the Conventional loan limit in West-Modesto, county of Stanislaus, CA is $647,200, whereas the FHA limit for a single-family home is $460,000.

Utilize the Lendersa® Conventional loan calculator to assess today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to choose the most suitable program in CA for your financial needs.

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2025 Loan Limits and Down Payment Requirements in West-Modesto, County of Stanislaus, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $354,100 0%
FHA $460,000 3.5%

This comparison table is applicable to the following zip codes: 95358, 95351

Conventional and FHA Loan Options in West-Modesto, CA

Lendersa® is dedicated to getting you the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three starting points that connect you with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Advantage Mortgage Group
  • 140 Cedar Knoll Rd, Coatesville, PA, 19320
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Absolute Mortgage Solutions LLC
  • 680 St. Clair Street, Suite 360171, Melbourne, FL, 32936
  • Kristine is the President at Absolute Mortgage Solutions, LLC., where she is very hands on in the day-to-day operation of the company. Kristine personally processes her applications from start to finish. Including purchases, refinances and educating her clients about their financing options. Kristine works with numerous real estate offices.
  • On Time Funds LLC
  • 1328 Hwy A1a, Satellite Beach, FL, 32937
  • We are passionate about getting to know our clients so we can find the best loan program for them. We offer our clients the benefit of our years of experience in the mortgage industry and an extensive range of loan solutions, including Conventional, FHA, Investment, Jumbo, and Refinancing options.
  • Home Lending Source
  • 1370 Highway A1A Ste. A, Satellite Beach, FL, 32937
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American Mortgage Corporation Inc
  • 5576 Hammock Isles Drive, Naples, FL, 34119
  • American Mortgage Specialties in FHA Mortgage, Veteran Home Loan, Reverse Mortgage, Conventional Mortgage, Jumbo Mortgage, Fannie Mae, One Time Close Construction Loans, Non -Warrantable Condos, Foreign National & ITIN, Commercial Loan, Hard Money Loan, 203K & Homestyle Loan, 2nd & Vacation Homes, Investor Loans, USDA Home Loan, and Freddie Mac.
  • Florida Financial Institute
  • 1800 Seneglate Date Drive, Naples, FL, 34119
  • Florida Financial Institute Inc. was founded October 1, 1987 is celebrating more than 30 years in business this year. After moving to Florida and getting both a Florida real estate brokers license and a Florida Auctioneers license Anthony Mansolillo realized there was a gap in the finance industry, the inability to get the tougher deals done
  • Stock Financial
  • 2639 Professional Circle Suite 105, Naples, FL, 34119
  • Stock Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • First Northern Bank & Trust
  • PO Box 217, Palmerton, PA, 18071
  • First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
  • Dyer Mortgage, a Division of Primary Residential Mortgage, Inc.
  • 10 S Harbor City Blvd, Melbourne, FL, 32901
  • Dyer Mortgage Group was founded by Bobbie Dyer, a Veteran Mortgage Banking professional with over 28 years’ experience. Our philosophy is to give our clients world-class customer service combined with the best rates, terms, and programs to meet their individual needs. We love to serve those who serve our community.