FHA VS Conventional loan in Modesto, Stanislaus County, California

In 2024, Convetional loan limit in Modesto, county of Stanislaus, CA is $726,200 while FHA limit is $517,500 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Modesto, county of Stanislaus, CA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $412,000 0%
FHA $517,500 3.5%

The comparison table applies to zip codes: 95358, 95356, 95355, 95354, 95351, 95350, 95352, 95353, 95397

Conventional and FHA loan options in Modesto, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Elemental Home Mortgage, LLC
  • 1612-2 NE Vine Street, Roseburg, OR, 97470
  • Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
  • Award Home Loans of Roseburg
  • 1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
  • Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
  • Military Home Spot Lending
  • 3280 Main St, Suite 7C, San Diego, CA, 92113
  • Military Home Spot Lending sets itself apart from other lenders by following the VA guidelines exactly as they are written. We have no credit score requirement and no Debt-to-Income (DTI) limit. VA guidelines exactly as they are written. We have no credit score. MortgageOne dba Military Home Spot Lending
  • Socotra Capital
  • 251 Alameda Blvd, Coronado, CA, 92118
  • "Socotra Capital is your approachable neighborhood lender with local roots and a national reach. Hard money. That’s all we do, and that’s why we’re the best at it. We know that the first step toward achieving your real estate dreams is securing the necessary finances, and we are ready to help your dreams come to life.
  • Brian Kapferer Home Loans
  • 8169 Fairview Avenue, La Mesa, CA, 91941
  • Brian has over 17 years of experience with home loans and mortgages. He is an industry leader with a reputation for providing the highest quality of service to his clients with the quickest results! Brian works around the clock to meet his clients schedules and does everything in his power to ensure every client's success.
  • The Mortgage Resource
  • 8118 Vista Drive, La Mesa, CA, 91941
  • The Mortgage Resource was founded to help people make the best decisions about the biggest purchase they may ever make in their lives. Prior to creating this business, we worked for other brokers, some were great, some others... not so great. We want to be the best and we work towards that goal everyday!
  • Disney Financial Corporation
  • 3527 Paseo Salamoner, La Mesa, CA, 91941
  • Disney Financial have been in the business for over 30 years helping people reach their financial goals.Whether you have a perfect credit or have faced some challenges, we’ll do everything we can to find the best San Diego Home Loan rate for you. At Disney Financial we go the extra mile to assist clients who have been turned down for Home Mortgages
  • BRIK Home Loans
  • 3655 Avocado Blvd, La Mesa, CA, 91941
  • BRIK Home Loans, where we offer personalized mortgage solutions to individuals and families to achieve and turn their Dreams to Reality... BRIK by BRIK. Whether you are purchasing a home or refinancing your current one, we are here to service our clients from start to finish ensuring the most positive and efficient home loan experience.
  • Destiny Six Financial
  • 6904 Federal Boulevard, Lemon Grove, CA, 91945
  • Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
  • American Home Lending
  • 1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
  • American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.
  • Cascade Community Credit Union
  • 1123 W Harvard Ave, Roseburg, OR, 97471
  • Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.