FHA VS Conventional loan programs in Modesto, Stanislaus County, California
In 2025, the conventional loan limit for a single-family home in Modesto, located in Stanislaus county, CA, is $726,200. Meanwhile, the FHA loan limit amounts to $517,500.
By using Lendersa® Conventional loan calculator, you can effectively compare today's Conventional, FHA, and USDA rates. Our advanced mortgage calculator helps determine the necessary income, credit requirements, reserves, and documents needed to qualify. It assists in a side-by-side evaluation of Conforming, USDA, FHA, and VA loans, enabling you to choose the best program suited to your unique financial needs in CA.
2025 Loan Limits and Down Payment Requirements in Modesto, Stanislaus, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$412,000
0%
FHA
$517,500
3.5%
This information is relevant for zip codes: 95358, 95356, 95355, 95354, 95351, 95350, 95352, 95353, 95397
Discover Conventional and FHA Loan Options in Modesto, CA
Lendersa® aims to swiftly connect you with the best possible options in Conventional, USDA, or FHA loans. Begin with one of three starting options that help match you with suitable lenders and loan programs:
Scissortail Financial and Greg Freeman provided one of the best home buying experiences a family could have. We were pretty specific with what we were looking for with little knowledge of how to find it. We set up a meeting with Greg as our first step to buying our home with every intention.
Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.
DEBT DOES DEALS shows clients how to use mortgage debt to build a legacy. From purchasing your first home, to refinancing an existing home loan, or building a home from scratch, we will provide you the best home loan to make your financial dreams a reality. debtdoesdeals.com is your online resource for personalized mortgage solutions,
We care with service that is informed and responsive. We care with programs that can help you in difficult times. We care using technology that provides around-the-clock access to loans to manage payments, view account history and order documents. We care for your loan. We take a big data approach to reduce compliance risk.
HBLending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1431 Greenway Drive, Suite 807A, Irving, TX, 75038
Apply with Kenny LLC mortgage broker is an intermediary who brings mortgage borrowers and mortgage lenders together, but who does not use their own funds to originate mortgages. A mortgage broker helps borrowers connect with lenders and seeks out the best fit in terms of the borrower's financial situation and interest-rate needs.
1333 Corporate Drive, Suite 108, Irving, TX, 75038
Our team at Purelend Mortgage comprises of experienced Mortgage Loan Originators. Headed by Renuka Samudrala, RMLO, owner, and other professionals, we aim at making securing a loan a breeze for all our clients. No matter what kind of loan you are looking to secure, we will help you along the way in an easy, hassle-free and straightforward manner
PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.
We are Sure Fund Mortgage and we are licensed to provide mortgage services for residential properties in Georgia and Texas. We have a team of mortgage experts to guide you through this major financial decision. We will treat you with the respect due a valued customer and give you the personal service you deserve.
Alliance Mortgage Group we are here to help you navigate the many different home loan options that are available. Those options include conventional home loans, FHA loans for those looking to purchase a home with little money down or less than stellar credit, VA loans for military personnel, and Jumbo or Super Jumbo loans
Texas Mortgage Partners, LLC is a Mortgage Broker specializing in Conventional, FHA/VA & Jumbo loans throughout Texas. We understand the “city” property as well as the “rural” property. We can also assist in lot loans, construction loans, farm/ranch loans & commercial real estate loans.
