FHA VS Conventional loan programs in 2025 for Lake-Nacimiento, San Luis Obispo County, California

In the year 2025, the limit for a Conventional loan in Lake-Nacimiento, which lies within San Luis Obispo county, CA, is $805,000. Meanwhile, the FHA loan limit for a single-family residence is set at $805,000.

The Lendersa® Conventional loan calculator enables you to compare the best rates of today between Conventional, FHA, and USDA loans. It also helps in assessing the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA options, helping you choose the optimal program in CA for your specific financial situation.

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Loan limits and downpayment requirements for 2025 in Lake-Nacimiento, San Luis Obispo county, CA

Loan Type Loan Limit Down payment
Conventional Conforming $805,000 3%
USDA $561,200 0%
FHA $805,000 3.5%

This table applies to zip codes: 93446

Explore Conventional and FHA loan options in Lake-Nacimiento, CA

The goal of Lendersa® is to promptly secure the best possible loan, whether it be Conventional, USDA, or FHA, without hassle. Choose from three starting points designed to match you with lenders and their loan programs.

Lendersa USDA loan request and matching results


  • Lenderline
  • 23 Corporate Plaza, Suite 150, Newport Beach, CA, 92660
  • "LENDERLINE® is staffed by seasoned veterans of the mortgage industry, many with over 25 years of experience financing a broad range of residential and commercial properties. We excel in providing niche loan products, including full amortization and interest only loans, for residential, multifamily and commercial properties."
  • Perra Mortgage Loans
  • 20151 SW Birch Street, Suite 200, Newport Beach, CA, 92660
  • We specialize in purchase transactions. Unlike a refinance, a purchase transaction has time frames & contractual commitments that unless honored can cause stress, financial penalties, the loss of your dream home & even the loss of your earnest money deposit. You want to make sure to entrust your purchase loan & transaction to an expert in this fiel
  • Newport Center Mortgage
  • 801 Bellis Street, Newport Beach, CA, 92660
  • WE OFFER REAL ESTATE FINANCING FOR HOME LOAN PURCHASE TRANSACTIONS, LOAN REFINANCE AND CASH OUT TRANSACTIONS. CALIFORNIA MORTGAGE LOANS BOTH JUMBO AND CONFORMING LOANS. OUR PROCESS IS FAST, SIMPLE AND EASY. WE ALSO OFFER COMMERICAL FINANCING, INCLUDES- CONSTRUCTION LOANS, APARTMENT LOANS, INCOME PROPERTY LOANS, AND SBA FINANCING.
  • IPL Mortgage
  • 1601 Dove St, Suite 181, Newport Beach, CA, 92660
  • IPL Mortgage is a full service mortgage company licensed by the California Bureau of Real Estate NMLS license #1323733. All of our agents have a minimum of 10 years of experience, ensuring our clients are working with a knowledgeable professional. We take pride in our customer service with a mission to secure the best possible
  • Double A Funding
  • 3501 Jamboree Road, Suite 430, Newport Beach, CA, 92660
  • Double A Funding is a Full-Service Mortgage Brokerage Company. We have flexibility to shop the entire lender market. This can provide borrowers a significant pricing advantages over banks. Double A Funding Provides both COMMERCIAL LOANS and RESIDENTIAL LOANS with other MULTIFAMILY LOANS or Private Money Loans.
  • Back Bay Lending Inc
  • 14 Corporate Plaza, Suite 120, Newport Beach, CA, 92660
  • Back Bay Lending is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Mortgage Finance Group Inc
  • 620 Newport Center Drive, Suite 1100, Newport Beach, CA, 92660
  • We have a wide range of offerings to match your specific needs. We are Professional Mortgage Broker in California. Providing all aspects of Real Estate Finance at industry best competitive rates. Fixed Rate and ARM Loans, Jumbo & Conforming, Interest Only and Non-QM Products available! Arranging competitive financing for all of your real estate fin
  • AMS Holdings, Inc
  • 4040 MacAarthur Boulevard, Suite 309, Newport Beach, CA, 92660
  • AMS Real Estate is one of the fastest growing residential and commercial real estate companies, provides brokerage and consulting services in fields of Mortgage, Real Estate, and Development. Industry knowledge, experience, and attentive customer services drives AMS trajectory. A streamlined approach eliminates non-productive tasks.
  • Reynolds, Darren
  • 2549 Eastbluff Drive, Suite 408, Newport Beach, CA, 92660
  • Title Properties provides California homeowners access to personalized brokerage services and comprehensive support throughout your real estate sales process, all for a 1.9% listing fee. Get industry leading value and service without the high expense of a traditional full service agent or broker. Get the REALTOR® benefit without the REALTOR® price!
  • Century Mortgage
  • 14 Corporate Place, Suite 120, Newport Beach, CA, 92660
  • Century Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.