Explore the differences! FHA VS Conventional loan programs in Carmel-Valley-Village, Monterey County, California
In 2025, the conventional loan limit for Carmel-Valley-Village, which is in Monterey county of CA, is $854,450. On the other hand, the FHA limit for a single-family home is $854,450.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Find out what income, credit score, reserves, and documents you will need to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in CA might best suit your specific financial situation.
2025 Loan Limits and Downpayment Requirements in Carmel-Valley-Village, Monterey, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$854,450
3%
USDA
$591,500
0%
FHA
$854,450
3.5%
This comparison applies to the following zip codes: 93924, 93922
Conventional and FHA Loan Options in Carmel-Valley-Village, CA
The aim of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan with speed and ease. Start by choosing one of three options that lead to matching lenders and suitable loan programs.
We are a no Income lender that specializes in home financing for borrowers with too many write offs on their taxes, wage earners with less than 2yr work history. Foreign national & ITIN borrowers. fast approval fast close
Private money / Non-QM programs
70 CLTV
No fico required
14724 Ventura Blvd, Suite 775, Sherman Oaks, CA, 91403
Option One Lending was established over a decade ago as a full service lender. Since then, we have provided superior service to clients all over California. Option One Lending offers a wide variety of products and services and works diligently to ensure that each client gets the loan that matches their needs.
15315 Magnolia Blvd, Suite 328, Sherman Oaks, CA, 91403
1st Point Lending, Inc. is an expert financial adviser, providing best solutions for your home purchase needs. We are mortgage professionals assisting in Residential and Commercial loans, including Conventional, FHA/USDA/VA, Jumbo and Private Money loans. Financing Made Simple with 1st Point Lending, Inc
15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15303 Ventura Boulevard, Suite 921, Sherman Oaks, CA, 91403
PLG is an experienced team of finance and realty professionals committed to providing outstanding tailored programs to our clients — including fast and easy home loans and realty services. The PLG team recognizes that each individual & situation is unique and takes the needs of each client seriously to go the extra mile & ensure your satisfaction.
15325 Magnolia Boulevard, Suite 302, Sherman Oaks, CA, 91403
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15233 Ventura Boulevard, Suite 500, Sherman Oaks, CA, 91403
Veterans of America Mortgage, we take great pride in our history. We’ve experienced tremendous success because of our unwavering commitment to enhancing lives every day. We’re honored to say we’ve helped thousands of military families purchase the home of their dreams and we are dedicated to continually providing service.
15260 Ventura Boulevard, Suite 1200, Sherman Oaks, CA, 91403
At ALG Mortgage we take your application and shop 100+ lenders nationwide for you, with just one credit inquiry. Our motto is simple: “Hundreds of Options. One Simple Application.” Designed to save you precious time and money. Shop ALL options with one application with ALG Mortgage. Your local bank will take all your info, run your credit,
15250 Ventura Blvd, Suite 715, Sherman Oaks, CA, 91403
Mortgage Globe Inc is a premier mortgage company that specializes in residential and complex commercial loans. With years of expertise and knowledge in the area of mortgage loan, we have managed to build trust and strong customer relationship through in-depth understanding of clients’ needs and expectations.
15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
