Explore the differences! FHA VS Conventional loan programs in Salinas, Monterey County, California

In 2024, Convetional loan limit in Salinas, county of Monterey, CA is $915,400 while FHA limit is $915,400 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Salinas, county of Monterey, CA

Loan Type Loan Limit Down payment
Conventional Conforming $915,400 3%
USDA $683,500 0%
FHA $915,400 3.5%

The comparison table applies to zip codes: 93901, 93905, 93906, 93902, 93915

Conventional and FHA loan options in Salinas, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • LTV, Inc
  • 2831 Camino del Rio South, Suite 217, San Diego, CA, 92108
  • LTV Mortgage Capital is a full-service capital advisory and commercial real estate mortgage brokerage firm. LTV is exclusively focused on securing multifamily, student-housing and net-leased debt assignments for investors throughout the United States. We are comprised of a seasoned team with a track record
  • Global Equity Finance, Inc.
  • 404 Camino Del Rio South, Suite 300, San Diego, CA, 92108
  • Global Equity Finance was founded in 2005 and built on three guiding principles—integrity, customer service and intelligence. Equipped with comprehensive industry knowledge and a team of mortgage experts, Global has established a well-respected reputation as a trusted lender. We excel at understanding.
  • Allied Pacific Financial
  • 5353 Mission Center Road, Suite 204, San Diego, CA, 92108
  • Allied Pacific Financial is committed to helping you find the right mortgage product for your needs.We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you.
  • First Liberty Funding Corporation
  • 1940 Garnet Avenue, Suite 230, San Diego, CA, 92108
  • First Liberty Funding Corporation is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan
  • Netlending, Inc.
  • 1455 Frazee Rd, Suite 500, San Diego, CA, 92108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Parkwood Capital Inc.
  • 4025 Camino Del Rio South, Suite 300, San Diego, CA, 92108
  • Parkwood Capital Inc. is a full service real estate brokerage. Because of our partnerships and collaborations with real estate investors, developers and investment and financial professionals, we are able to assist our customers and clients with the types of services they desire. We want to ensure that we meet your real estate and finance needs.
  • Hop Mortgage Inc.
  • 3530 Camino Del Rio N, Suite 206, San Diego, CA, 92108
  • Hop Mortgage brings decades of combined expertise in the mortgage lending industry to provide the highest level of service. Their dedication and 24/7 service to their clients is why they are chosen as the preferred lending partner of many of the areas top real estate professionals. The Hop Mortgage Team will join you on the journey of homeownership
  • Profirms Capital Group
  • 2535 Camino Del Rio South, Suite 255, San Diego, CA, 92108
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Park Place Realty & Mortgage
  • 5920 Friars Road, Suite 212, San Diego, CA, 92108
  • Our service is top notch and is predicated on today’s best real estate and lending technology, but our real secret ingredient is Experience. Our Broker and Broker Associates have over 70-years of combined experience in real estate and residential lending.Then there are our Sales Associates and Loan Officers who’s combined experience spans many.
  • Gold Crown Mortgage Corporation
  • 1081 Camino Del Rio South, Suite 124, San Diego, CA, 92108
  • Gold Crown Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools