In 2025, the limit for a Conventional loan in Salinas, situated in the county of Monterey, CA, is $915,400. Meanwhile, the FHA limit for a single-family home is set at $915,400.
Utilize the Lendersa® Conventional loan calculator to evaluate today's best rates across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage tool allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the most suitable program in CA for your financial needs.
Browse loan offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $915,400 | 3% |
| USDA | $683,500 | 0% |
| FHA | $915,400 | 3.5% |
This table applies to zip codes: 93901, 93905, 93906, 93902, 93915
The focus of Lendersa® is to efficiently procure the best possible Conventional, USDA, or FHA loan for you without stress. Begin by choosing one of three routes that will align you with matching lenders and the right loan programs.
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