FHA VS Conventional loan programs in 2025 for Carmel-by-the-Sea, Monterey County, California
In 2025, the loan limit for Conventional financing in Carmel-by-the-Sea in Monterey county, CA reaches $915,400, while for FHA loans, it's set at $915,400 for a single-family residence.
Utilize the Lendersa® Conventional loan calculator for analyzing today's best rates among Conventional, FHA, and USDA options. Our sophisticated mortgage calculator provides insights into income, credit, reserves, and documentation requirements, showing side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, helping identify the ideal program in CA to fit your financial needs.
Overview of 2025's loan limits and downpayment requirements in Carmel-by-the-Sea, in the county of Monterey, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$915,400
3%
USDA
$683,500
0%
FHA
$915,400
3.5%
This comparison table is relevant for zip codes: 93923, 93921
Explore Conventional and FHA loans in Carmel-by-the-Sea, CA
The primary aim of Lendersa® is to provide you prompt access to the best Conventional, USDA, or FHA loans with minimal effort. Begin with one of three pathways to find suitable lenders and loan products.
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233 Wilshire Blvd Suite 515, Santa Monica, CA, 90401
F2 Finance offers fast and flexible financing for property investors, with loans ranging from $200k to $2m. They provide terms from 1 to 24 months without prepayment penalties and can fund deals quickly, often within 36 hours. The company lends against various property types, including residential and commercial. As a balance sheet lender, F2 Finan
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
Target Rate is the culmination of 25 plus years in the mortgage industry. I have helped thousands of clients, trained other loan agents, real estate agents and processors. I have managed branches, overseen operations, underwriting, sales and most importantly held clients hands as they navigate through the most important financial transaction
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Evoque Lending has the in-house expertise and systems in place to approve borrowers for California hard money loans within 24 hours and follow that up with funding in seven to 10 days. Through more than 23 years in the industry and its focus on customer service, Evoque Lending has established itself as the leading hard money lender in Los Angeles,
401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.
10866 Wilshire Boulevard, Suite 1625, Los Angeles, CA, 90024
Stephen Shintani is one of the highest-producing mortgage brokers in the country. He has worked intimately with business management firms, financial planners, high-end real estate agents, estate attorneys and top business executives. He has also been recognized as a source of innovation and knowledge within the industry by several prominent lending
1575 Westwood Blvd., Suite 201, Los Angeles, CA, 90024
We specialize in providing bridge loans to property owners and real estate investors in need of financing outside the scope of traditional banks and lenders. Our streamlined process and extensive experience, guarantees fast and smooth closings. While traditional lenders could take months to close, we can complete the process in a few days.
