FHA VS Conventional loan programs in Carpinteria, Santa Barbara County, California
In the year 2025, the loan limit for a conventional mortgage in Carpinteria, situated within the county of Santa Barbara, CA, is set at $805,000. Conversely, for a single-family home, the FHA loan limit stands at $805,000.
Leverage the Lendersa® Conventional Loan Calculator to compare leading rates for Conventional, FHA, and USDA loans available today. It assists in identifying the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator presents a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA to aid you in choosing the best program for your unique financial scenario in CA.
2025 Loan Limits and Down Payment Requirements in Carpinteria, Santa Barbara County, CA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$805,000
3%
USDA
$626,500
0%
FHA
$805,000
3.5%
This comparison table is relevant for the following zip codes: 93013, 93014
Examining Conventional and FHA Loan Choices in Carpinteria, CA
Lendersa® aims to secure the most advantageous Conventional, USDA, or FHA loan for you swiftly and with no added bother. Begin by choosing from one of three starting strategies that connect you with matching lenders and viable loan programs.
Archer Heights Credit Union is a not-for-profit financial cooperative owned by its members. Credit Unions were founded on the idea that through a cooperative financial effort, individuals sharing common bonds could benefit. Credit Unions promote thrift, and income is passed along to its members in the form of higher dividends on savings accounts,
With over 20 years of mortgage experience we serve our customers with honesty, integrity and competence to help them get best possible financial solutions to fulfill their dreams.
Our goal is to help our clients to get home loans while providing them with the lowest interest rates and closing costs possible
Prime Rate Lending Group There are hundreds of mortgage products out there, we can present you the knowledge to help you make the right decision for you and your family and place your loan with a lender that best fits your needs With over 20 years of lending experience, we can assure you a through process and quality of service
MidAmerica Bancorp, Inc. offers a range of mortgages for first time and returning homebuyers with low down payment options. Our company has been serving the Chicagoland area for more than 25 years. We have become experts in the local housing market and in every type of home buying situation.
Crown Mortgage Company is Chicagoland’s premier mortgage banker since 1975. We have helped thousands of families achieve the AMERICAN DREAM. What is unique about Crown Mortgage is that we are your lender throughout the life of the loan, from application until your last payment is made.
5730 W 95th St Suite 103 and 201, Oak Lawn, IL, 60453
At CrossCountry Mortgage, LLC we offer more than a mortgage. That’s because when we started in 2003, our President and CEO Ronald J. Leonhardt, Jr., had the vision to become a nationwide full service lender that could provide more to customers — meeting their needs, being there every step of the way, and making homeownership dreams possible and aff
True North Federal Credit Union, chartered in 1948 as a not-for-profit full-service cooperative financial institution and also True North Federal Credit Union is dedicated to your financial well-being while providing convenient access to valuable products and services. Learn more about the spirit of our credit union.
Great Lakes Credit union is banking for better. Founded in Lake County, Ill. in 1938, GLCU began with one goal in mind: Enable civil servants to create their ideal future by borrowing and saving at competitive rates.
At the time, no financial institution existed in the area, leaving local workers without an option to safely.
Here at Sterling United Federal Credit Union we are humble to our history. The Credit Union originated in 1956 with the initial purpose being to serve employees of Sterling Brewery and their families. Amusingly enough, it all began in the brewery locker room – where employee’s checks could be cashed!
First State Bank is here to serve all of your financial needs. Our mission is to be a strong independent community bank that provides excellent customer service in an employee friendly environment while striving to maintain stable growth and maximizing earnings and shareholder value.
Partnership Financial Credit Union (PFCU) is a member-owned financial institution serving more than 15,000 members. We remain dedicated to maintaining close, personable relationships with our members while delivering the best possible products and services. We strive to offer the most competitive products
