FHA VS Conventional loan programs in Ojai, Ventura County, California

In the year 2025, the maximum amount for a Conventional loan in Ojai, within the county of Ventura, CA is $948,750. Meanwhile, for a one-family home, the FHA limit stands at $948,750.

Leverage the Lendersa® Conventional loan calculator to weigh current Conventional, FHA, and USDA top rates. Evaluate the income, credit score, reserves, plus required documents for eligibility. With our enhanced mortgage calculator, review side-by-side conforming Conventional loans, USDA, FHA, and VA options to discover what suits your financial requirements in CA most efficiently.

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2025 loan restrictions and down payment criteria in Ojai, county of Ventura, CA

Loan Category Limit on Loan Initial Down Payment
Conventional Conforming $948,750 3%
USDA $680,800 0%
FHA $948,750 3.5%

This comparison table applies to the following zip codes: 93023, 93024

Exploring Conventional and FHA loan solutions in Ojai, CA

The mission of Lendersa® is to deliver the optimal Conventional, USDA, or FHA loans quickly with ease. Opt from three initiation points that align you with corresponding lenders and lending schemes.

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  • Smart Mortgage Center - Patty Harrison
  • 16151 S Lincoln Highway, Plainfield, IL, 60586
  • Smart Mortgage Centers is a Better Business Bureau A+ rated Mortgage Company. We are a family owned and operated business helping the community obtain mortgages for purchase and refinancing since 1997. At Smart Mortgage Centers, we work with over 30 of the top lenders in the industry to help find you the best rate
  • Loans 4 Homes
  • 1833 Executive Drive, Suite 105, Oconomowoc, WI, 53066
  • LOANS 4 HOMES is committed to providing our clients with the highest quality financial services combined with low, competitive rates. At LOANS 4 HOMES, our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • BANK FIVE NINE
  • 155 W. Wisconsin Ave, Oconomowoc, WI, 53066
  • Bank Five Nine is a full-service, independent, community bank that has served southeast Wisconsin since 1859.We enjoy long, quiet walks on the beach, puppies and romantic dinners. Nah, we're too old for all that, but we're still pretty cool, and we do actually love puppies. As a community bank, we make it a priority to give back to the customers.
  • First Wisconsin Financial
  • 110 N Main St, Oconomowoc, WI, 53066
  • First Wisconsin Financial, Inc., I take a dynamic approach to home financing by shopping all of the major mortgage lenders and securing the most competitive rate for my clients and also This firm offers mortgages including purchases, refinancing, home equity loans and debt consolidation
  • Sunbelt Federal Credit Union
  • 734 Sawmill Road, Laurel, MS, 39440
  • At Central Sunbelt, we have tons of great options to buy, build, or enhance your home to fit your lifestyle and wallet. Flexible loan options paired with competitive rates and as little as zero down payment allow new or seasoned home-buyers to make the right decision for their home. We are excited to get started on making your dreams come true.
  • Algonquin State Bank
  • 2400 Huntington Drive N., Algonquin, IL, 60102
  • Established in 1902, Algonquin State Bank is proud of its tradition of service to the Village of Algonquin – a tradition we owe to our dedicated staff and the many loyal customers who have supported us for generations. With a strong capital position and a dedicated team of community bankers.
  • The Hill Mortgage Company
  • 75 Executive Drive, Suite 117, Aurora, IL, 60504
  • The Hill Mortgage Company We have been providing easy access to affordable mortgage loans. The prospect of owning a Home lights up a million emotions in you – a deep sense of fulfilment, security for the entire family and an overwhelming feeling of relief and happiness for a place where you can spend delightful moments with your loved ones.
  • Shamrock Mortgage Inc
  • 1723 Simms Street, Suite 201, Aurora, IL, 60504
  • Ryan Carrigan is the founder of mortgage company Ryan has earned his clients' trust with honest and direct communication through every step of the financing process. He and his team handle the details that typically stress borrowers when they work with large mortgage lenders. Whether your credit is ideal or less than average.
  • BARCLAY BUTLER FINANCIAL INC
  • 1051 E Main St, Suite 219, Dundee, IL, 60118
  • Barclay Butler Financial Inc we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of investors with quality rates and this company A+ rating with the BBB.