FHA VS Conventional loan programs in 2025 for Ojai, Ventura County, California

In 2025, Convetional loan limit in Ojai, county of Ventura, CA is $948,750 while FHA limit is $948,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ojai, county of Ventura, CA

Loan Type Loan Limit Down payment
Conventional Conforming $948,750 3%
USDA $680,800 0%
FHA $948,750 3.5%

The comparison table applies to zip codes: 93023, 93024

Conventional and FHA loan options in Ojai, CA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Homepoint Lending, Inc
  • 1321 Evans Avenue, Suite C, San Francisco, CA, 94124
  • Whether you’re buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Spectrum Credit Union
  • PO Box 2069, Oakland, CA, 94604
  • Spectrum Credit Union is committed to providing highly competitive benefits and compensation as well as a comfortable, fun work environment for our staff. The Team Spirit Committee organizes companywide events throughout the year. Our headquarters office features ergonomic sit/stand desks, and semi-monthly subsidized table massages
  • Bay East Brokers, Inc.
  • 4125 Mohr Avenue, Suite C, Oakland, CA, 94666
  • HARMIT TOOR real estate agent with Bay East Brokers, Inc in Pleasanton, California and the nearby area, providing home-buyers and sellers with professional, responsive and attentive real estate services. Need an agent who knows how to effectively market your home so it sells? Give me a call!
  • Watson Capital Mortgage
  • 2950 Buskirk Avenue, Suite 300, Walnut Creek, CA, 94597
  • Watson Capital Mortgage is a tech- oriented independent mortgage company, laser focused on delivering our qualified purchase & Refinance customers some of the LOWEST interest rates in CA. We partner with only the best "wholesale" mortgage lenders which allows us to price off wholesale rate sheets- potentially saving customers thousands of dollars.
  • Mutual Funding Group
  • 1539 Geary Road, Suite H, Walnut Creek, CA, 94597
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Apoyo Financiero
  • 3100 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.
  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.