FHA VS Conventional loan programs in 2024 for Montecito, Santa Barbara County, California
In 2024, Convetional loan limit in Montecito, county of Santa Barbara, CA is $805,000 while FHA limit is $805,000 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in CA is best for your particular financial situation.
2024 loan limits and downpayment requirments in Montecito, county of Santa Barbara, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$805,000
3%
USDA
$626,500
0%
FHA
$805,000
3.5%
The comparison table applies to zip codes: 93108, 93150
Conventional and FHA loan options in Montecito, CA
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
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