FHA VS Conventional loan programs in Meiners-Oaks, Ventura County, California

In 2025, the loan limit for Conventional financing in Meiners-Oaks, which is part of Ventura county, CA, is set at $851,000, whereas the limit for FHA loans is $851,000 for a single residence.

With the Lendersa® Conventional loan calculator, you can evaluate today's best rates for Conventional, FHA, and USDA loans, figuring out the income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, helping you decide which program in CA fits your financial scenario best.

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Loan Limits and Downpayment Requirements for 2025 in Meiners-Oaks, Ventura County, CA

Loan Type Loan Limit Down payment
Conventional Conforming $851,000 3%
USDA $591,500 0%
FHA $851,000 3.5%

This table is applicable to zip codes: 93023

Options for Conventional and FHA Loans in Meiners-Oaks, CA

The objective of Lendersa® is to provide you with the best possible Conventional, USDA, or FHA loan efficiently and without complication. Choose one of three starting points to connect with matching lenders and loan programs.

Lendersa's USDA loan request results and match outcomes


  • Northstar Mortgage: Phil A. Trujillo
  • 387 Corona St, Suite 563, Denver, CO, 80218
  • Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.
  • US Mortgage Solutions
  • 1424 N Clarkson Street, Denver, CO, 80218
  • Our mission is to serve our customers with pride, honesty, and integrity. Our goal is to provide our clients with very competitive interest rates at a discounted cost. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage. US Mortgage Solutions, LLC is an established Mortgage Broker.
  • Mortgage Maestro Group
  • 387 North Corona Street, Suite 646, Denver, CO, 80218
  • At the Mortgage Maestro Group, we are here to help you navigate through the complicated seas of house-hunting to the promised land of home ownership. Whether you are refinancing, a first-time buyer, buying a rental property, or you’re finally ready for your dream home, we have you covered. Let our experts guide you through the maze.
  • Cardinal Financial Inc
  • 1299 Gilpin Street, Denver, CO, 80218
  • Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan.
  • Canyon River Mortgage LLC
  • 155 Salina St, Lafayette, CO, 80026
  • We opened the doors of Canyon River Mortgage in November 2006. Experiencing a lack of integrity in the real-estate lending business prompted me to create a company that prides itself on honest and ethical work. Our goal is to close your loan on time and with no surprises. By keeping on top of deadlines and communicating with all parties
  • North Point Financial Inc
  • 1203 24th St, Denver, CO, 80205
  • North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • RP Mortgage LTD
  • 2301 Blake, Suite 100, Denver, CO, 80205
  • RP Mortgage, Ltd. offers Jumbo, Super Jumbo, Conventional, Home Equity Loans, Home Equity Lines of Credit, FHA, and VA financing. Our rates are some of the most competitive in Colorado. Whether you are looking to refinance or purchase your new home entrust RP Mortgage, Ltd. to handle this important financial decision
  • Red Door Mortgage
  • 2049 Larimer Street, Denver, CO, 80205
  • Red Door Mortgage is a hand-picked team of highly respectable experienced Mortgage Loan Originators coming together to work for you. Our experience and dedicated professionalism ensure our clients have an exceptional mortgage experience they expect from Red Door Mortgage. Our decades of experience in the unique world of Mortgages positions us.