In the year 2025, the limit for a Conventional loan in Channel-Islands-Beach, located in Ventura county of CA, is $851,000. Meanwhile, the FHA limit for a single-family home stands at $851,000.
To weigh today’s FHA, Conventional, and USDA best rates, utilize the Lendersa® Conventional loan calculator. This will help you ascertain necessary income, credit, reserves, and documentations for qualification. Our sophisticated mortgage calculator lays out Conventional, USDA, FHA, and VA loans alongside each other to aid in selecting the optimal program in CA for your unique financial needs.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $851,000 | 3% |
| USDA | $591,500 | 0% |
| FHA | $851,000 | 3.5% |
This table applies to the following zip codes: 93035
The mission of Lendersa® is to swiftly and effortlessly assist you in obtaining the best available Conventional, USDA, or FHA loan. Begin with one of the three options below to match with lenders and available loan programs.
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