Explore the differences! FHA VS Conventional loan programs in Channel-Islands-Beach, Ventura County, California

In the year 2026, the limit for a Conventional loan in Channel-Islands-Beach, located in Ventura county of CA, is $851,000. Meanwhile, the FHA limit for a single-family home stands at $851,000.

To weigh today’s FHA, Conventional, and USDA best rates, utilize the Lendersa® Conventional loan calculator. This will help you ascertain necessary income, credit, reserves, and documentations for qualification. Our sophisticated mortgage calculator lays out Conventional, USDA, FHA, and VA loans alongside each other to aid in selecting the optimal program in CA for your unique financial needs.

Compare loan offers from 100+ lenders

2026 Loan Caps and Down Payment Details in Channel-Islands-Beach, Ventura county, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $851,000 3%
USDA $591,500 0%
FHA $851,000 3.5%

This table applies to the following zip codes: 93035

Exploring Conventional and FHA Loan Choices in Channel-Islands-Beach, CA

The mission of Lendersa® is to swiftly and effortlessly assist you in obtaining the best available Conventional, USDA, or FHA loan. Begin with one of the three options below to match with lenders and available loan programs.

Results of Lendersa USDA loan requests and matching


  • Fifth Avenue Realty
  • 21900 Burbank Boulevard, Suite 300, Woodland Hills, CA, 91367
  • Fifth Avenue Realty is a full service real estate company serving the real estate needs of the San Fernando Valley and adjacent cities and communities. We provide both brokerage and mortgage loan origination services with unparalleled excellence, integrity and dedication.With Fifth Avenue Realty, you have a trusted real estate advisor.

  • JFK Realty & Loan Depot
  • 5850 Canoga Avenue, Suite 400, Woodland Hills, CA, 91367
  • JFK Realty & Loan Depot Inc JFK operates on the principle of collaboration, “Power of Two”: the combination Realtor/Lender relationship. By working together and helping each other we achieve greater results for our clientele.We offer both Realtor and Lender services under the same roof.

  • National One Financial Services, Inc.
  • 6355 Topanga Canyon Boulevard, Suite 250, Woodland Hills, CA, 91367
  • National One Loans, Inc. is a subsidiary of National One Financial Services Inc. a CA licensed mortgage company since 2013. National One Loans, Inc.’s focus is primarily on mortgage origination services. The company corporate office is located in the city of Woodland Hills, in the county of Los Angeles.

  • Pacific First Equity Services
  • 21031 Warner Center Ln, Suite B, Woodland Hills, CA, 91367
  • Pacific First Equity Services offers a line of Private Money Lending, Construction, Residential, Commercial and Equity Capital. In Residential Services, our company offers a full line of products including FHA, VA, Conventional, FNMA, FHLMC, USDA as well as Construction, and Private Money Loans.

  • LendMe
  • 23149 Califa St, Woodland Hills, CA, 91367
  • "At LendMe, we’re committed to providing unique lending solutions to real estate investors for business purpose loans.



    If you’re a real estate investor, our team at LendMe can help you reach your goals and meet your deadlines. Feel free to reach out to us today and see how we are able help!"

  • Peak Finance Company
  • 5900 Canoga Avenue Suite 200, Woodland Hills, CA, 91367
  • At Peak Finance Company, Residential we serve realtors, CPAs, business and financial planners as well as homeowners and new home buyers with the goal of making the process of obtaining a mortgage as easy, convenient and affordable as possible. With expert staff, advanced capital market knowledge and highly-competitive mortgage loan programs etc..

  • Malibu Funding Inc
  • 6911 Topanga Canyon, Suite 206, Canoga Park, CA, 91303
  • At Malibu Funding, Inc. offers clients several different loan products from over 30 different lenders, including: FHA, Conventional, VA, Jumbo, VOE programs, ARMs, Purchase, Refinance and FHA Streamline loans. While getting a loan has become far more difficult than it has been duringthe past decade,

  • Blue Ocean Finance Company LLC
  • 22244 Haynes Street, Woodland Hills, CA, 91303
  • Blue Ocean Finance Company has delivered innovative and agile commercial development services to entrepreneurs seeking to expand their businesses in North America. Headquartered in Los Angeles, Blue Ocean leverages our trusted network of investors, lenders, dealers, brokers, and partners to meet our clients.

  • Private Money Specialists
  • 7049 Owensmouth Avenue, Suite 2, Canoga Park, CA, 91303
  • Private Money Specialists” isn’t a tagline. We have been in the real estate lending industry for over a decade. We have experience doing Fix & Flips, Tough 2nd liens, Ground up construction projects, tough purchases, and just a whole host of real estate lending that didn’t seem possible.

  • Mortgage Loan Services Inc
  • 20501 Ventura Boulevard, Suite 311, Woodland Hills, CA, 91364
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Royal REP Mortgage
  • 23293 Ventura Blvd, Woodland Hills, CA, 91364
  • Our goal is to share with you invaluable information about buying and selling homes in Southern California. In addition to being able to search the Multiple Listing Services for the latest single family homes, townhouse and condo listings, you can set up an email Listing Alert system that will keep you up to date