FHA VS Conventional loan programs in San-Buenaventura, Ventura County, California

During 2026, the conventional loan cap in San-Buenaventura, located in Ventura county, CA, is $851,000. Meanwhile, single-family homes have an FHA limit of $851,000.

Use the Lendersa® Conventional loan calculator to evaluate the leading rates of the day for Conventional, FHA, and USDA loans. It helps ascertain the necessary income, credit, reserves, and documents. With this comprehensive tool, view Conforming Conventional, USDA, FHA, and VA loans side by side, enabling better decision-making for selecting the program best suited for your financial situation in CA.

Compare loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in San-Buenaventura, Ventura, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $851,000 3%
USDA $591,500 0%
FHA $851,000 3.5%

These limits apply to the zip codes: 93004

Exploring Conventional and FHA Loan Options in San-Buenaventura, CA

The aim of Lendersa® is to help you quickly secure the best Conventional, USDA, or FHA loan, with minimum hassle. Choose from three available starting points to match with appropriate lenders and loan programs.

Lendersa USDA loan request and matching results


  • AmeriHome Mortgage Company, LLC
  • 1 Baxter Way, Suite 300, Thousand Oaks, CA, 91362
  • AmeriHome Mortgage was established in 2013. By 2017 we earned the distinction of being a top 10 mortgage lender.

    AmeriHome is a privately held, multi-channel, mortgage investor, direct-to-consumer lender, and servicer, licensed in 48 states, and headquartered in Westlake Village, California.

  • Broadview Home Loans
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • Broadview Home Loans is focused on earning your business for life. We strive to distinguish ourselves through honest business relationships with clients, loyalty to our employees and commitment to empowering and educating the communities we serve. Our company was founded on the simple belief that meeting and exceeding the needs of our customers wou

  • The Mortgage House
  • 1 Baxter Way, Suite 120, Thousand Oaks, CA, 91362
  • The Mortgage House has been lending in California since 1995 and we take the needs of our clients very seriously. Emphasizing our California lending focus, we can provide service at an unprecedented level within our local branches. Our branches have knowledgeable, experienced loan officers and staff.

  • Anchor Loans
  • One Baxter Way #220, Thousand Oaks, CA, 91362
  • Anchor Loans is the nation’s number one private direct lender to fix-and-flip investors, and was the first to fund more than $1 billion in loans in a single year. Anchor remains the industry leader, providing over $1 billion in fix-and-flip financing every year since 2016 — with life-to-date fundings surpassing $8.3 billion.

  • MRES
  • 2655 First Street, #250, Simi Valley, CA, 93065
  • "At MRES LOANS we are help Whether a first time homebuyer or seasoned. We cant list them all!
    Fannie Mae
    Freddie Mac
    Fixed & ARMs
    Home Equity Line of Credit Loans
    FHA Loans
    VA Loans
    Reverse Mortgage, CASH OUT is almost always available home loan Simi Valley broker mortgage broker Moorpark Los Angeles"

  • Amerifund Home Loans Inc.
  • 2655 First Street, Suite 220, Simi Valley, CA, 93065
  • Providing Home Loans for purchase and refinance, including Conventional, FHA, & VA, Reverse. Excellent Service with the ability to close all types of loans available in the market! (Mortgage Broker, Home Loan Officer, Simi Valley, low rates, FHA, VA, Ventura, Los Angeles, California, Expert)

  • Mortgage Mavens Inc.
  • 28720 Roadside Drive, Suite 229, Agoura Hills, CA, 91301
  • Mortgage Mavens has been committed to helping you achieve that dream since 1994. Working with lenders from across the financial world, we're here to meet your individual needs. We make the process of getting a mortgage simple and straightforward by offering state-of-the-art financial tools to help you make sound financial choices.

  • Better Ask Jack
  • 28310 Roadside Drive, Suite 229, Agoura Hills, CA, 91301
  • We are a United Wholsale Mortgage partner so that we may help provide financing that the Banks find too challanging.Also many sellers employ Revers Mortgages to reduce expenses when retired or for the tax benefits.Many Buyers have equity in their homes that permits them to do cash out refis, reducing payment to almost a third of what a regular bank

  • Buywiser Technology, Inc
  • 29903 Agoura Rd, Agoura Hills, CA, 91301
  • Buywiser's mission is to serve our customers with honesty, integrity, and competence. Our team's goals are to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Premier Funding
  • 28632 Roadside Drive, Suite 130, Agoura Hills, CA, 91301
  • Premier Funding has been helping homeowners streamline the process of real estate financing to ensure fast, efficient and price competitive closing. We use the latest technology to process applications.

    Throughout the process we will answers questions and keep you informed of the progress of your loan

  • Integrity First Mortgage Solutions, Inc
  • 30423 Canwood Street, Suite 227, Agoura Hills, CA, 91301
  • Integrity First Mortgage Solutions (IFMS) brings over two decades of lending experience. The owner and Founder of IFMS, Lee Appleby, enjoys a reputation as one of the premier Mortgage Experts in the nation, and is sought out by real estate professionals, other mortgage professionals and business and financial advisors to secure optimal mortgage.