FHA VS Conventional loan programs in Oxnard, Ventura County, California
During 2025, the limit for conventional loans in Oxnard, Ventura county, CA, is set at $948,750. Similarly, for a single-family home, the FHA limit comes to $948,750.
By using the Lendersa® Conventional loan calculator, you can compare the top available rates among Conventional, FHA, and USDA loans. The calculator aids in identifying the requisite income, credit, reserves, and documentation needed. Side-by-side comparisons of Conforming, USDA, FHA, and VA loans can guide the decision for the most effective program tailored to your financial situation in CA.
2025 Loan Limits and Down Payment Requirements in Oxnard, Ventura, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$948,750
3%
USDA
$680,800
0%
FHA
$948,750
3.5%
This table is relevant for the following zip codes: 93035, 93036, 93030, 93033, 93031, 93032, 93034
Explore Conventional and FHA Loan Options in Oxnard, CA
Lendersa® is committed to providing the best loan—be it Conventional, USDA, or FHA—swiftly and with ease. You can start from three pathways that align you with the right lenders and loan programs:
The Stock Exchange Bank is a locally owned and operated financial institution. Established in 1903, the bank offers a wide range of products and services. It provides clients various deposits options, including free checking, regular checking, value plus club, value plus gold, money market checking,
Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.
With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities
Flatwater Bank has been pioneering banking since 1902. We are proud to be family-owned and work hard to offer our customers the very best in community banking. We want the communities we live and work in to be strong. We want a place where kids can return to work, where people can start and grow businesses, and neighbors reach out to lend a hand.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate.
The Farmers Credit Union was founded in 1953. The first location was an office located in the Farmers Co-op Building. The original capital was obtained by proceeds from a bake sale. Anyone who is a resident of Ellis County or adjoining counties is eligible to be a member of the Farmers Credit Union.
At Golden Belt Bank, we take great pride in delivering our products in the manner our customer wants them. We strive to establish long-term relationships with our customers and our community. Every day, we get to help write the story. Because we believe one successful story builds one successful family,
First National Bank Albany/Breckenridge has a long, storied history stretching back over 135 years. The bank was first organized in 1883 as The First National Bank of Albany. It was a country bank founded because of the need to have access to local banking. The bank evolved as the local area gradually developed from frontier to settlement.
In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.
First Bank Texas was chartered on May 15th, 1880 as First National Bank, and has been serving Texas Families for over 142 years. First Bank Texas is a home-town bank with directors, officer, and employees who are committed to serving the community in which they work and live. Knowing customers by name
