FHA VS Conventional loan in Oxnard, Ventura County, California
During 2025, the limit for conventional loans in Oxnard, Ventura county, CA, is set at $948,750. Similarly, for a single-family home, the FHA limit comes to $948,750.
By using the Lendersa® Conventional loan calculator, you can compare the top available rates among Conventional, FHA, and USDA loans. The calculator aids in identifying the requisite income, credit, reserves, and documentation needed. Side-by-side comparisons of Conforming, USDA, FHA, and VA loans can guide the decision for the most effective program tailored to your financial situation in CA.
2025 Loan Limits and Down Payment Requirements in Oxnard, Ventura, CA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$948,750
3%
USDA
$680,800
0%
FHA
$948,750
3.5%
This table is relevant for the following zip codes: 93035, 93036, 93030, 93033, 93031, 93032, 93034
Explore Conventional and FHA Loan Options in Oxnard, CA
Lendersa® is committed to providing the best loan—be it Conventional, USDA, or FHA—swiftly and with ease. You can start from three pathways that align you with the right lenders and loan programs:
5000 Birch St, Suite 3000, Newport Beach, CA, 92660
Our mission is to revolutionize lending and realty services to enhance our clients' experience by meeting their needs with the utmost integrity and character. Residential Lending is of utmost importance in purchasing a home. iG has established a variety of loan programs to fulfill our clients diverse needs.
At Cal-Loans Direct, Inc. we understand that your life is complicated enough. Our financial experts are here to make buying your first home, investment property or refinancing, easier than ever. We will walk you through our simple loan process step-by-step and present you with the very best loan options for your needs.
Golden Capital Group is a private money lender located in California and Oregon. We are a direct residential and commercial lender that originates, underwrites and funds first and second mortgages secured against Real Estate. We conduct business in the states of California, Oregon and Washington.
20151 SW Birch St, Suite 200, Newport Beach, CA, 92660
Residential First Mortgage it has been our vision to build a business from repeat clients & client referrals, ultimately creating “clients for life”.Because we do not advertise, our reputation is essential. In order to build and maintain that reputation we enter into each transaction with the idea of building strong relationships with our clients.
4695 MacArthur Ct Ste 350, Newport Beach, CA, 92660
Inspire Home Loans Inc.is proud to be the affiliate lender of Century Communities,and exceptional service requires always doing the right thing for you, the customer Our customer-centered approach to home finance takes into account who you are, what you aspire to, and which mortgage programs will suit your financial goals.
4041 MacArthur Boulevard Suite 140, Newport Beach, CA, 92660
Nikols Mortgage Fund, LLC (the Fund) has attracted a loyal and sophisticated community of investors including prominent real estate executives, investment advisors, family trusts, family offices, self-directed IRAs, and investment LLCs. Many investors have previously made direct and active real estate investments,
4100 Newport Place Drive Ste. 255, Newport Beach, CA, 92660
Vision One Mortgage is a direct lender offering residential property financing. Our product offering includes conforming, high balance/jumbo, FHA, and super jumbo loans. We offer fixed and adjustable rate refinance and purchase loans at competitive rates and costs- including *no cost loans.
20250 SW Acacia Street, Suite 105, Newport Beach, CA, 92660
Commercial Loan Corporation is a professional private money lender. We have been lending in California since 2007. In addition to lending our own money on residential rehab projects in California, Commercial Loan Corp also originates loans to trusts and estates in probate. and also We can help you maximize the distribution for your trust or estate.
Trust Deed Capital, Inc. originates, procures, underwrites, and sells privately funded loans in California. We specialize in lending to experienced borrowers who make a business of finding properties to purchase at a discount, improving these properties where needed, and either selling them at a profit or holding them as a cash flow rental investme
Ocean Pacific Capital has been arranging, underwriting, structuring and placing Commercial loans, Apartment Loans and Joint Ventures on behalf of our clients since 1977. As a premier commercial loan consultant, we underwrite and arrange all commercial, construction & joint ventures and loans from $700,000.00 to $300,000,000.00 worldwide.
