Explore the differences! FHA VS Conventional loan programs in Colton, San Bernardino County, California

In 2026, the conventional loan cap for a single-family home in Colton, San Bernardino County, CA is $1,089,300, while the FHA limit amounts to $1,089,300.

The Lendersa® Conventional loan calculator lets you compare rates for Conventional, FHA, and USDA loans as of today, helping you determine the income, credit, reserves, and documents needed for qualification. This advanced tool allows a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to help you choose the most suitable program in CA.

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2026 Loan Limits and Downpayment Requirements in Colton, San Bernardino County, CA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This table applies to the following zip codes: 92324

Conventional and FHA Loan Options in Colton, CA

Lendersa® aims to provide you with the most favorable Conventional, USDA, or FHA loan quickly and without hassle. Begin with one of three strategies to connect with suitable lenders and loan programs:

Lendersa USDA loan request and results


Colton Lenders

  • Inland Home Mortgage Corporation
  • 1003 east cooley Drive, Suite 202, Colton, CA, 92324
  • Lends in California
  • Licensed in 1998 we have help many buyers and sellers with their goals of selling, purchasing or leasing a property. I hold a brokers license since 2003. We are helping the community to buy a home or sale one. We help refinance lower payments, interest rates and years. free information on all programs

  • La Loma FCU
  • 26151 Mayberry St, Loma Linda, CA, 92354
  • Lends in California
  • Since 1955, La Loma Federal Credit Union has been proudly serving the Southeastern California Conference of Seventh-Day Adventists, Loma Linda University, Loma Linda University Health, and La Sierra University communities La Loma FCU is a credit union, which is a financial institution. Similar to other financial institutions.

  • Neighborhood Housing Services Of The Inland Empire
  • 1845 Business Center Drive S, Suite 120, San Bernardino, CA, 92408
  • Lends in California
  • Neighborhood Housing Services of the Inland Empire is a one stop shop, providing answers & support to meet our clients'​ housing needs. As a non-profit our mission is to build great communities, one home at a time. we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.

  • Spot ON Lending, Inc.
  • 3242 East Coast Highway, Corona Del Mar, CA, 92408
  • Lends in California
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages & best of all quality service & individual attention. We are a full-service mortgage company. We offer a wide range of Refinance options, designed to best meet the needs of local borrowers.

  • Arrowhead Mortgage
  • 225 West Hospitality Lane, Suite 201F, San Bernardino, CA, 92408
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Celer Mortgage Incorporated
  • 1918 Business Center Drive, Suite 106, San Bernardino, CA, 92408
  • Lends in California
  • Our mission is to be the home financing partner that you trust to serve you, your family, and community. We offer an environment where you feel empowered and we are dedicated to delivering exceptional customer service with the respect that you deserve. At Celer Mortgage Inc. we will provide the highest level of support.

  • Dunn Premier Inc
  • 424 East Vanderbilt Way, San Bernardino, CA, 92408
  • Lends in California
  • We do business differently, and we're proud of it! Dunn Premier is dedicated to serving commercial and residential clients nationwide. We get loans Dunn right with our attention to detail and by ensuring the process is transparent from start to finish. Clients experience our premier standard of care

  • The Phoenix Man Financial Services
  • 24816 Morning Mist Drive, Moreno Valley, CA, 92557
  • Lends in California
  • The Phoenix Man Financial Services team considers this community an excellent place to reside and would love to share with you an enthusiasm for the many neighborhoods that encompass the area. The Phoenix Man Financial Services prides itself on providing unparalleled service and look forward to developing a long-term relationship with you.

  • Altura Credit Union
  • 2847 Campus Parkway, Riverside, CA, 92507
  • Lends in California
  • Altura Credit Union was founded in Riverside in 1957. Over the many years, Altura has focused on its Members and their needs for products and services that will help them achieve their financial dreams. Today, we proudly serve more than 86, 494 Members who are not only our Members, but our owners as well.

  • Home Seekers Lending
  • 5225 Canyon Crest Dr, Suite 254, Riverside, CA, 92507
  • Lends in California
  • At Home Seekers Lending, we are home loan experts who are committed to making sure that you get the best home purchase or Refinancing experience. We are mortgage experts who will help you choose the best loans to match your goals, using our vast knowledge and wealth of experience as a map.